Immediate Annuity Library
Useful articles about Immediate Annuities, Gift Annuities, Annuity Taxation, 1035 Exchanges, IRAs, Pension Distributions, Required Minimum Distributions (RMDs), and many more topics.
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Immediate Annuities:
Retirement Security Needs Lifetime Pay Act (2009 H.R. 2748):
- Annuities Receive Attention In A Proposed Bill
- Bill Boosts Income Annuities
- Bill To Offer Tax Incentives For Annuity Conversion
- Bill Would Let Seniors Take Retirement Funds Through Annuity
- Buy An Annuity And Get A Tax Break Too
- Fair Disclosure For Retirement Security Act
- Groups Applaud Proposed Retirement Security Legislationn
- Legislation Provides Incentives For Annuitizing Distributions
- Lifetime Annuities: The Retirement Security Needs Lifetime Pay Act
- NAVA Lauds Introduction Of Critical Retirement Security Legislation
- New Bill Would Reduce Taxes On Lifetime Annuity Income
- Quiz Question: Proposed Tax Exclusion
- Retirement Security Needs Lifetime Pay Act Would Help Solve Nations Retirement Income Crisis
- Tax Break For Buying An Annuity?
Charitable Gift Annuities:
- All About Charitable Gift Annuities
- Get Income for Life and a Tax Write-off
- Charitable Gift Annuity Rates Suggested by the American Council on Gift Annuities
Taxation of Annuities:
- IRS Considers Trust a 'Natural Person' for Annuity Purposes
- Using Annuities to Fund Life Insurance
- Taxation of Non-Qualified Annuities
Section 1035 Exchanges to an Annuity:
- IRS Provides Guidance About Partial 1035 Exchanges
- Section 1035 Exchange: Moving Your Annuity From One Company to Another
- Tax Court Issues Decision Permitting Partial Exchanges
Annuities, IRAs, Creditors, and Bankruptcy:
- Exemption of IRAs From Existing Creditors In Bankruptcy Isn't Unconstitutional
- Annuities, Creditors, and Bankruptcy
IRA Beneficiary Issues:
- Beneficiary Designations Require Greater Attention
- Post-Death IRA Distributions Can Extend Over Beneficiary's Life Expectancy
- Designating Spouse as IRA Beneficiary
- How to Distribute an IRA Upon Death
- Using Trust as IRA Beneficiary Protects Children of Prior Marriage
IRA and Pension Plan Distributions:
- Using Multiple IRA's in Pre 59-½ Withdrawals
- Avoiding Penalties on Withdrawals From Large Retirement Accounts
- Periodic IRA Payments Didn't Meet "Substantially Equal Payments" Test-10% Early Withdrawal Tax Applied
- Early Pension Distribution Qualified for Disability Exception to the 10% Penalty
- Exception To Premature Distribution Penalty (IRC CODE SEC. 72(t)(2))
- Exceptions to Pre 59-½ Penalty Tax
- Trends in Lump-Sum Payments
Required Minimum Distributions (RMDs):
- Taking Minimum Distributions With an Immediate Annuity Can Provide Enhanced Income
- Taking Money From Your IRA–The Right Way
- Smart Ways to Make Required IRA and 401(k) Withdrawals
- How to Maximize Pension Distributions
IRA Rollovers and Transfers:
- Survivor's Advanced Age Didn't Prevent Her From Treating Deceased Spouse's IRA as Her Own
- Avoiding Excise Taxes on Post-Death IRA Rollovers
- Rollover Back To Qualified Retirement Plan Permitted
Private Annuities:
Retirement Benefit Issues:
- Failure to Inform That Benefit Choice Was Irrevocable
- PBGC Finds Pension Under-payments in Audits of Standard Terminations
- Senate Committee Hearing On Benefit Miscalculations
- Will My Money Last for the Rest of My Life?
- Court Okays Increasing Plan's "Normal Retirement Age" From Age 65 to 67
- PBGC Announces Maximum Guarantee for Underfunded Terminating Plans
- Survey Finds Baby Boomers, Especially Women, Headed for Financial Disaster in Golden Years
- Retroactive Amendment Reducing Required Contributions Permitted for Highly Compensated Employees Only
