ImmediateAnnuities.com Reviews

1,172  Excellent
TrustScore 5 out of 5

4.9

In the Insurance Agency category

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Rated 5 out of 5 stars

Excellent Service.

Answered all my question in a timely manner, was helpful and patient in areas I did not understand. I am glad I chose Immediate Annuities they were very helpful. Satisfied with annuity purchases.

Date of experience: April 08, 2024

Reply from ImmediateAnnuities.com

We appreciate you taking the time to share your satisfaction with your annuity purchase, Cliff. It is our pleasure to guide you and ensure that you feel comfortable throughout the whole process. Should you have any other questions or requests, please do not hesitate to reach out to us for assistance. Best regards, Ariel Stern


Rated 5 out of 5 stars

Everyone I spoke with at Immediate…

Everyone I spoke with at Immediate Annuities was extremely helpful in choosing the right annuity for me. You never have to wait to speak with someone like you often do at other companies.

Date of experience: April 05, 2024

Reply from ImmediateAnnuities.com

Hey Frank, thanks for your kind words. It's our pleasure to be there when you call us to answer any questions or concerns you may have. Please let us know if there's any other way we can help. Sincerely, Ariel Stern


Rated 5 out of 5 stars

A Very Satisfied Customer

I am very satisfied with my purchase of annuities through ImmediateAnnuities.com. I really like the website of this company, which provides the current annuity payout rates of many companies all in one place. Ariel and the other members of his staff were always very courteous and helpful. Five stars!

Date of experience: March 16, 2024

Reply from ImmediateAnnuities.com

Thank you, Len, for your detailed review and we appreciate your kind words about our team. We're glad that you have continued to utilize our services to set up your annuity contracts and are always here to help you in case you have any questions regarding your policies. Please let us know whenever we can be of further assistance. Hope you have a nice start to your week! Sincerely, Ariel Stern


Rated 5 out of 5 stars

very efficient operation....everything went as planneded....have done this 7 times with this company…

very efficient operation....everything went as planned...Kyle is very good and efficient

Date of experience: January 29, 2024

Reply from ImmediateAnnuities.com

Good afternoon, Gerard, and thank you so much for taking the time to leave us your positive feedback. And of course we are grateful for your loyalty to us and working with our team to set up your annuity contracts. Kyle is most certainly an asset to our firm and we're happy he's be a good resource for you. Please let us know if there's any other way we may be of further assistance. Best regards, Ariel Stern


Rated 5 out of 5 stars

I've purchased two annuities through this service.

The website makes it easy to research annuity costs and compare different annuity providers. The staff is knowledgeable and efficient. I've purchased two annuities through their service. I highly recommend. However, you should thoroughly understand annuities before you buy one; I recommend the book "Safety First Retirement Planning" by Dr. Wade Pfau.

Date of experience: March 27, 2024

Reply from ImmediateAnnuities.com

Hey Paul, we appreciate you taking the time to share your positive experience working with our team to set up your annuity contracts. And we certainly agree that Dr. Wade Pfau is extremely knowledgeable and a proponent of immediate income annuities being a valuable tool in one's retirement planning. Thank you again for your kind words and if there's any other way we may be of assistance, please let us know how we can help. Best wishes, Ariel Stern


Rated 5 out of 5 stars

The annuity we were exchanging from…

The annuity we were exchanging from into replacement was inherited by my wife and had a different owner and annuitant and required additional work which also involved our daughter. Immediate Annuities was very helpful in coordinating obtaining the documentation that we need to accomplish the exchange.

Date of experience: April 06, 2024

Reply from ImmediateAnnuities.com

Hi Bob, thank you so much for sharing your positive experience setting up your annuity. Replacements of inherited contracts can be tricky and we're grateful that you chose to work with our team to take care of the process. Please let us know if there's any other way we may be of further assistance. We look forward to hearing from you then. Sincerely, Ariel Stern


Rated 5 out of 5 stars

This company is wonderful

This company is wonderful. My husband used them a few years ago and asked me to use them. The people are extremely knowledgeable and helpful. Everything is explained and prepared so easily. Stress free.

Date of experience: March 28, 2024

Reply from ImmediateAnnuities.com

Thank you, Stacie, for your positive feedback and thoughtful comments. We appreciate your loyalty and your husband's referral :-) If there is any other way we may be of further assistance to you both, please do not hesitate to reach out to us for help. We look forward to hearing from you. Sincerely, Ariel Stern


Rated 5 out of 5 stars

Very Easy to Accomplish What I Wanted

Easy to compare options, delivered what was promised, competitive offers, made the process easy and user friendly.

Date of experience: February 01, 2024

Reply from ImmediateAnnuities.com

Thank you, Mark, for your positive feedback and taking the time to share your experience working with us to set up your annuity contract. Please let us know if there's any other way we may be of further assistance. We look forward to hearing from you. Best regards, Ariel Stern


Rated 5 out of 5 stars

Overall great experience

Overall great experience. Buying an Annuity for the first time is a tad bit on the scary side. I started looking at annuities for about a year before I finally bought. I must have ran examples in their website over a hundred times. Haha. Best website on the web, by the way. The process went as described, the quote was right, and no issues. I'll probably buy another one. Thanks again.

Date of experience: March 13, 2024

Reply from ImmediateAnnuities.com

Hey Ross, thank you so much for your kind words. We are happy you spent plenty of time researching about annuities and utilizing our online annuity quote calculator to help determine the most optimal time to pursue your annuity contract. We're grateful for your loyalty and would be more than happy to be of assistance for your next annuity purchase. Please let us know how we can help at your convenience. Best regards, Ariel Stern


Rated 2 out of 5 stars

Difficulty getting answer from immediate ann. agent and Oxford Life Ins

I am having an issue with getting a correct payout from my MYGA with Oxford. The amount I am getting is much smaller than what I calculated using standard interest calculation I= P x interest/365 x #days a month AND the amt is getting smaller every month over 3 months. I have called Oxford who kicked me back to my agent at Immediate annuity and I have been trying to get an answer from Adams, Steve and John from Immediate annuity for almost a week now without an answer. I have an annuity with Fidelity and have no problem whatsoever even though the rate is a little bit lower. So beware.

Date of experience: March 06, 2024

Reply from ImmediateAnnuities.com

Hi Lenny, good morning. We're disappointed to see that you felt the need to leave our team negative feedback for an issue that many of our brokers (Adam, Steve and John) tried to explain to you in detail yesterday. When you receive systematic interest withdrawals from a MYGA, then the monthly payment will always differ. This is because every month has a different number of days in it and as your annuity interest is compounded daily, the number of days between each monthly interest distribution will alter the payment amount slightly. You should not expect to receive the same payment amount each month. If you had purchased a SPIA, then you would have received the exact same payment each month, but taking systematic interest withdrawals means that you will receive the amount of interest earned each month and that will differ depending on how many days are in each month. Please trust that this is how all of our insurance companies handle systematic monthly interest disbursements. Please let us know if there's any other way we may be of further assistance. Sincerely, Ariel Stern


Rated 5 out of 5 stars

Highly recommend Immediate Annuities

Highly recommend Immediate Annuities. I decided to pursue an immediate annuity to supplement my retirement income. IA provided a number of quotes from high quality insurance companies. Follow up calls were always answered promptly by an experienced IA employee who answered questions. They handled all the paperwork and provided envelopes with postage paid to return signed documents. Kept in touch to provide updates during the application process, through completion. Great service! Thanks IA.

Date of experience: March 24, 2024

Reply from ImmediateAnnuities.com

Wow, Alex! Thank you so very much for your very detailed and positive comments. It was a real pleasure working with you to set up your income annuity contract. We're grateful that you appreciate the lengths we go to keep you informed and updated throughout your annuity purchasing experience. If there's any other way we may be of further assistance, please let us know how we can help. We look forward to hearing from you. Sincerely, Ariel Stern


Rated 5 out of 5 stars

Satisfied customer

Answered my calls and questions. Smooth easy process. Have used 2 more times based on my initial pleasant experience. Even easier subsequent times since they had my info on file. Website is easy to use to calculate estimates and receive mailed info without triggering bothersome phone calls, emails, etc.

Date of experience: February 14, 2024

Reply from ImmediateAnnuities.com

Hey Deb, thank you so much for spending the time to leave your positive feedback. We're grateful for your loyalty and so glad to hear that you felt that your subsequent experience purchasing your annuity was easier than your initial purchase. Please let us know if there's any other way we may be of further assistance. We look forward to hearing from you again. Best regards, Ariel Stern


Rated 5 out of 5 stars

SECOND PROBLEM WITH BRIGHTHOUSE

I USE CAPS BECAUSE OF AN EYE ISSUE. MY WIFE AND I ARE HAPPY WITH YOUR SERVICE BUT NOT BRIGHTHOUSE. ARIEL LEFT A MESSAGE WITH MY WIFE LAST WEEK REGARDING AN ANNUITY WE DID A TAX FREE EXCHANGE ON FOR HER MOTHER WHO SUBSEQUENTLY ASSIGNED HER RIGHTS TO AN IRREVOCABLE TRUST AND BRIGHTHOUSE IS BEING A PAIN. SOME HELP WOULD BE APPRECIATED.
THANKS
TOM AND LAURA MCLEOD

Date of experience: March 01, 2024

Reply from ImmediateAnnuities.com

Hi Tom, we appreciate you leaving us your positive feedback. We also express our sincerest condolences for your loss and are here to assist you as best as possible with the death claim situation. Please do not hesitate to reach out to our office at your earliest convenience to discuss how we can help. I know you've been in communication with my associate, John, but if there's anything we can do to be of assistance, we'd be happy to get further involved. Best wishes, Ariel Stern


Rated 5 out of 5 stars

Looked elsewhere, this was a keeper

I can feel that they want to earn my business by actually serving me. The COO, Eriel Stern, called me couple of times to apologize when the insurance company (not his group) made a mistakes. His reply to my email would have sufficed. They are very fast responders to emails and calls in every situation. The website is built to be helpful to customers even for those who may not end up buying these products. The self-service quoting tool is very transparent and supremely helpful.

Date of experience: March 05, 2024

Reply from ImmediateAnnuities.com

Thank you so much for taking the time to provide such a kind and detailed account of your experience working with our team. As you mentioned, we respect the trust you put in our team and want to do all we can to ensure that your expectations are met and you're satisfied with your purchase. We also appreciate your thoughts about our website and our objective to provide useful annuity rate and quote information freely. Please let us know if there's any other way we may be of further assistance. We look forward to hearing from you again. Sincerely, Ariel Stern


Rated 5 out of 5 stars

Thank you for facilitating the…

Thank you for facilitating the acquistion of my annuity. The information packet I received was easy to read and follow for needed signatures, etc. It seemed to me that everything moved along with good timing because of your assistance.
Again thank you very much.

Date of experience: March 09, 2024

Reply from ImmediateAnnuities.com

We greatly appreciate your kind words and positive feedback. We're happy to hear that you are satisfied with your annuity purchasing experience. Please let us know if there's any other way we may be of further assistance to you. Best regards, Ariel Stern


Rated 5 out of 5 stars

We liked that their Great Experience website was very…

We liked that their website was very easy to use with no sales person involved. They were easy to contact and all our questions were answered in a clear manner. The application process was easy to understand and they guided throughout. Would highly recommend Immediate Annuities.

Date of experience: January 02, 2024

Reply from ImmediateAnnuities.com

Thank you, Susan, for taking the time to share your positive and helpful feedback. We had a pleasure working with you and making sure that everything was clear and understood. When you're happy with your annuity purchase, we're happy. Please let us know if there's any other way we may be of further assistance. Best regards, Ariel Stern


Rated 5 out of 5 stars

Great Communications

When I had questions it was easy to get someone on the phone who could answer me. I like talking to a real person rather then doing a "chat". No matter who I talked to they were always very knowledable and helpful

Date of experience: February 13, 2024

Reply from ImmediateAnnuities.com

Hey Ken, thank you so much for you taking the time to leave your positive feedback. And we appreciate you highlighting that when you call our office, you usually are able to speak with a live representative of ours who is knowledgeable and eager to be of assistance and answer any of of your questions or concerns. Please do not hesitate to reach out to us if there's any other way we may be able to help further with your annuity contract. Sincerely, Ariel Stern


Rated 5 out of 5 stars

Your company was very thorough and and…

Your company was very thorough and and had great reviews. I felt very comfortable with your sales people

Date of experience: March 24, 2024

Reply from ImmediateAnnuities.com

We appreciate your kindness and time to share your thoughts on your experience working with our team to establish your annuity contracts. And it's nice to hear that you felt comfortable in communicating with our sales and support staff. Should there be any other way we may be of further assistance, please let us know how we can help. Best regards, Ariel Stern


Rated 5 out of 5 stars

Immediate annuities

The staff provided excellent service from start to finish. They are experienced & knowledgeable about annuities. Prior to purchasing an annuity you can go to their website put in some basic information (your age, your state, how many years you would like your annuity) and it will give you a to list of companies offering the annuity with the company financial rating & the rate of interest they are offering. You then can choose the one you like. At that point you call and complete the application with the agency representative. I like this approach better than dealing with a brokerage firm; because they generally steer you to companies they have a particular relationship with rather than one that best meets your needs. Immediate annuities follows the process from start to finish with you & they keep you informed as to the progress of your annuity during the process. I highly recommend this company to anyone looking to purchase a multi-year guaranteed annuity.

Date of experience: March 28, 2024

Reply from ImmediateAnnuities.com

Nicholas, we are incredibly grateful for the time and detail you put into this review. It really perfectly provides a step-by-step picture of your experience purchasing your annuity. As you mentioned, our main goal is to steer you to an annuity that best meets your needs. Thank you again for your kindness and we look forward to hearing from you. Please call us with any questions you may have. Best regards, Ariel Stern


Rated 5 out of 5 stars

I went with ImmediateAnnuities because…

I went with ImmediateAnnuities because they have been around for a long time with a very high rating. I wasn't disappointed. Everything went smoothly, received a good rate and when I had a concern or a question all I needed to do was pick up the phone. I received an immediate answer or within 24hrs. I recommend highly and this is where I will go if I was to purchase another. Doesn't get any better.

Date of experience: February 24, 2024

Reply from ImmediateAnnuities.com

Thank you so much, Tom, for taking the time to share your detailed account of your experience working with our team to set up your annuity contract. We appreciate you highlighting our responsiveness and the efforts we go to ensure you are well informed and comfortable with your purchase. Please do keep us in the loop if you have any questions or if there's any other way we can help. We look forward to it. Sincerely, Ariel Stern