Atlantic Coast Life's Income Navigator Review

atlantic coast income navigator brochure

The Atlantic Coast Income Navigator annuity is a Fixed Indexed annuity designed for growth with an income rider.

Income Navigator Annuity Highlights:

+CLICK TO VIEW CURRENT INTEREST RATES
Income Navigator Annuity Interest Rates
Index Strategy Cap Rates
S&P 500 Annual Point to Point 3.45%
Monthly Average 4.00%
Daily Averaging 4.00%
Monthly Sum 1.50%

Frequently Asked Questions About the Income Navigator Annuity:

Q: What is the minimum premium I need to pay?
A: $5,000

Q: Am I paid a bonus on my initial premium at sign-up?
A: Yes, there is a 7% premium bonus to the accumulation value which requires a 10 year vesting period. This bonus increases to 8% with the purchase of an income rider.

Q: Can I pay additional premium later on?
A: No. This is a single premium annuity.

Q: Are there any age restrictions?
A: Yes. You can purchase this annuity up to age 80. In some states the age requirements may differ.

Q: In which states is the Income Navigator annuity available?
A: The Income Navigator annuity is not available in all states. Call 800-872-6684 to find out if it's available in your state.

Q: Does this annuity have an income rider (for withdrawing income)?
A: Yes, there is an optional income rider for a 1.05% annual fee to the accumulated value of the contract.

Q: For how long are surrender charges in effect?
A: 10 Years

Q:Does the Income Navigator annuity permit any withdrawals without penalties?
A:Yes. You may make interest withdrawals in the first year and up to 10% of the accumulated value each following contract year.

Q: What benchmark indices do the Edge Pro 7 annuity offer?
A:S&P 500

Q: What are the index account options?
A:Annual Point-to-Point, Monthly Average, Daily Averaging, and Monthly sum.

Q: What is the Method for Crediting Interest or Gains?
A: Cap rates.

To review the Income Navigator annuity with an agent or to receive a free personalized illustration call 800-872-6684 or fill in the "Get My Free Quote" form in the upper right section of this page.

Read more about the Income Navigator Annuity on Atlantic Coast Life's site

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