Fidelity and Guaranty AccumulatorPlus 14 Annuity Review

The Fidelity and Guaranty AccumulatorPlus 14 annuity is a Fixed Indexed annuity designed for growth (not for income withdrawals). Fidelity and Guaranty also offers a 10 year version of this annuity.

AccumulatorPlus 14 Highlights:

Frequently Asked Questions About the AccumulatorPlus 14 Annuity:

Q: What is the minimum premium I need to pay?
A: $10,000

Q: Am I paid a bonus on my initial premium at sign-up?
A:No. There is no premium bonus.

Q: Can I pay additional premium later on?
A:No.

Q: Are there any age restrictions?
A:Yes. You can purchase this annuity up to age 80. In some states the age requirements may differ.

Q:In which states is the AccumulatorPlus 14 annuity available?
A:The AccumulatorPlus 14 annuity is not available in all states. Call 800-872-6684 to find out if it's available in your state.

Q: Does this annuity have an income rider (for withdrawing income)?
A:Yes. An income rider can be included with your contract for an additional fee.
Click here for the income rider brochure.

Q: For how long are surrender charges in effect?
A:14 Years

Q:Does the AccumulatorPlus 14 annuity permit any withdrawals without penalties?
A:Yes, 10% after the first contract year.

Q:What benchmark indices do the AccumulatorPlus 14 offer?
A:S&P 500

Q: What are the index account options?
A:Monthly Point-to-Point, Annual Point-to-Point, and Monthly Average.

Q: What is the Method for Crediting Interest or Gains?
A: Cap rates.

To review the AccumulatorPlus 14 annuity with an agent or to receive a free personalized illustration call 800-872-6684 or fill in the "Get My Free Quote" form in the upper right section of this page. You can also post your questions in the "Add a comment..." section below.

Read more about the Fidelity and Guaranty AccumulatorPlus 14 Annuity on the Fidelity and Guaranty site

See which other annuities are really popular here.