Fidelity and Guaranty Prosperity Elite 14 Annuity Review
The Fidelity and Guaranty Prosperity Elite 14 annuity is a Fixed Indexed annuity designed for growth (not for income withdrawals). Fidelity and Guaranty also offers a 7 year version and a 10 year verision of this annuity.
Prosperity Elite Highlights:
- This annuity offers penalty-free interest withdrawals.
- There are no fees, loads, or sales charges.
- Participate in stock market gains without any downside risk.
- Click to read the Prosperity Elite 14 company brochure.
Frequently Asked Questions About the Prosperity Elite 14 Annuity:
Q: What is the minimum premium I need to pay?
Q: Am I paid a bonus on my initial premium at sign-up?
A:No. There is no premium bonus.
Q: Can I pay additional premium later on?
Q: Are there any age restrictions?
A:Yes. You can purchase this annuity up to age 85. In some states the age requirements may differ.
Q:In which states is the Prosperity Elite 14 annuity available?
A:The Prosperity Elite 14 annuity is not available in all states. Call 800-872-6684 to find out if it's available in your state.
Q: Does this annuity have an income rider (for withdrawing income)?
Q: For how long are surrender charges in effect?
Q:Does the Prosperity Elite 14 annuity permit any withdrawals without penalties?
A:Yes, 10% after the first contract year.
Q:What benchmark indices do the Prosperity Elite 14 offer?
Q: What are the index account options?
A:Monthly Point-to-Point, Annual Point-to-Point, and Monthly Average.
Q: What is the Method for Crediting Interest or Gains?
A: Cap rates.
To review the Prosperity Elite 14 annuity with an agent or to receive a free personalized illustration call 800-872-6684 or fill in the "Get My Free Quote" form in the upper right section of this page. You can also post your questions in the "Add a comment..." section below.
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