Midland National Endeavor 12 Annuity Review
- Penalty-free interest withdrawals.
- There are no fees, loads, or sales charges.
- Participate in stock market gains without any downside risk.
- Click to read the Endeavor 12 company brochure.
|Endeavor 12 Annuity Interest Rates|
|Index||Strategy||Cap Rates||Margin Rates (no cap)|
|S&P 500||Annual Point to Point||5.75%||N/A|
|Monthly Point to Point||2.30%||N/A|
|Inverse Performance Trigger||5.55%||N/A|
|S&P MARC 5% ER||Annual Point to Point||N/A||0.50%|
|S&P Low Volatility Daily Risk Control 5%||Annual Point to Point||N/A||1.65%|
|S&P Midcap 400||Annual Point to Point||3.65%||N/A|
|Dow Jones Industrial Average||Annual Point to Point||4.10%||N/A|
|NASDAQ-100||Monthly Point to Point||1.45%||N/A|
|Annual Point to Point||3.75%||N/A|
|Russell 2000||Annual Point to Point||3.95%||N/A|
|Euro Stoxx 50||Annual Point to Point||5.00%||N/A|
|Hang Seng||Annual Point to Point||5.35%||N/A|
|Declared Rate = 2.25%|
Frequently Asked Questions About the Endeavor 12 Annuity:
Q: What is the minimum premium I need to pay?
Q: Am I paid a bonus on my initial premium at sign-up?
A: No. There is no premium bonus.
Q: Can I pay additional premium later on?
A: Yes. A minimum of $100 each time.
Q: Are there any age restrictions?
A: Yes. You can purchase this annuity up to age 75. In some states the age requirements may differ.
Q: In which states is the Endeavor 12 annuity available?
A: The Endeavor 12 annuity is not available in all states. Call 800-872-6684 to find out if it's available in your state.
Q: Does this annuity have an income rider (for withdrawing income)?
A: Yes. An income rider can be included with your contract for an additional fee.
Click here for the Income Focus rider brochure.
Q: For how long are surrender charges in effect?
A: 12 Years
Q: Does the Endeavor 12 annuity permit any withdrawals without penalties?
A: Yes, after the first contract year.
Q: What benchmark indices do the Endeavor 12 offer?
A: Midland National’s Endeavor 12 annuity offers seven different indices into which you can allocate your premium. The current options are S&P 500, Dow Jones Industrial Average (DJIA), S&P Midcap 400, Russell 2000, Nasdaq-100, Euro Stoxx 50, and Hang Seng.
Q: What are the index account options?
A: Monthly Point-to-Point, Annual Point-to-Point, Biennial PTP, Inverse Performance Trigger.
Q: What is the Method for Crediting Interest or Gains?
A: Cap rates.
To review the Endeavor 12 annuity with an agent or to receive a free personalized illustration call 800-872-6684 or fill in the "Get My Free Quote" form in the upper right section of this page.
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