ImmediateAnnuities.com Reviews

1,151  Excellent
TrustScore 5 out of 5

4.9

In the Insurance Agency category

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Rated 5 out of 5 stars

Overall great experience

Overall great experience. Buying an Annuity for the first time is a tad bit on the scary side. I started looking at annuities for about a year before I finally bought. I must have ran examples in their website over a hundred times. Haha. Best website on the web, by the way. The process went as described, the quote was right, and no issues. I'll probably buy another one. Thanks again.

Date of experience: March 13, 2024

Reply from ImmediateAnnuities.com

Hey Ross, thank you so much for your kind words. We are happy you spent plenty of time researching about annuities and utilizing our online annuity quote calculator to help determine the most optimal time to pursue your annuity contract. We're grateful for your loyalty and would be more than happy to be of assistance for your next annuity purchase. Please let us know how we can help at your convenience. Best regards, Ariel Stern


Rated 5 out of 5 stars

Lifetime Annuity

I was interested in an annuity that would pay a lifetime income for my wife and myself and was very satisfied with the services provided by ImmediateAnnuities.com. Their website contained a lot of information and current quotes for top insurance companies. They answered all my questions in a timely manner and were very helpful with the application process. I would highly recommend ImmediateAnnuities.com.

Date of experience: March 17, 2024

Reply from ImmediateAnnuities.com

That was a very detailed and encouraging review you've left for us, Michael. Thank you for sharing your kind thoughts about your experience working with our team. We value and appreciate your recommendation. If there's any other way we can help, please let us know how we may be of further assistance. Sincerely, Ariel Stern


Rated 5 out of 5 stars

THE COMPANY IMMEDIATE ANNUITIES

MY COMMENTS ARE REGARDING THE COMPANY IMMEDIATE ANNUITIES (IA).

I HAD A SPDA WITH USAA INSURANCE AND AM ALLOWED TO TRANSFER THAT SPDA TO ANOTHER INSURANCE COMPANY PER FEDERAL LAW.

IN JANUARY 2024, IA STARTED HELPING ME MAKE THE TRANSFER. IN FEB 2024, USAA TRANSFERED THE SPDA TO PACIFIC GUARDIAN LIFE (PGL).

ALSO IN FEB 2024, PGL ACCEPTED THE TRANSFER AND ESTABLISHED MY NEW SPDA/MYGA THAT THEN STARTED GENERATING INTEREST.

IMMEDIATE ANNUITIES WAS KEY TO MAKING ALL THIS HAPPEN QUICKLY AND CORRECTLY. THEY HELPED ME COMPLETE THE TRANSFER APPLICATION, IMMEDIATELY ANSWERED MY QUESTIONS, AND KEPT ME INFORMED THROUGH THE ENTIRE PROCESS.

RESPECTIVELY SUBMITTED--JOHN C. SOWERS

Date of experience: March 18, 2024

Reply from ImmediateAnnuities.com

Wow, John, what a fantastic review you've carefully taken the time to provide for our company and team. We are so grateful for your very thoughtful and considerate words. You've documented the process of your 1035 Exchange perfectly, and we're happy you were able to lock in a very competitive rate with your Pacific Guardian annuity contract. Should there be any other way we may be of further assistance, please do not hesitate to reach out to us. We look forward to hearing from you! Best wishes, Ariel Stern


Rated 5 out of 5 stars

Thank you for facilitating the…

Thank you for facilitating the acquistion of my annuity. The information packet I received was easy to read and follow for needed signatures, etc. It seemed to me that everything moved along with good timing because of your assistance.
Again thank you very much.

Date of experience: March 09, 2024

Reply from ImmediateAnnuities.com

We greatly appreciate your kind words and positive feedback. We're happy to hear that you are satisfied with your annuity purchasing experience. Please let us know if there's any other way we may be of further assistance to you. Best regards, Ariel Stern


Rated 5 out of 5 stars

We liked that their Great Experience website was very…

We liked that their website was very easy to use with no sales person involved. They were easy to contact and all our questions were answered in a clear manner. The application process was easy to understand and they guided throughout. Would highly recommend Immediate Annuities.

Date of experience: January 02, 2024

Reply from ImmediateAnnuities.com

Thank you, Susan, for taking the time to share your positive and helpful feedback. We had a pleasure working with you and making sure that everything was clear and understood. When you're happy with your annuity purchase, we're happy. Please let us know if there's any other way we may be of further assistance. Best regards, Ariel Stern


Rated 5 out of 5 stars

Looked elsewhere, this was a keeper

I can feel that they want to earn my business by actually serving me. The COO, Eriel Stern, called me couple of times to apologize when the insurance company (not his group) made a mistakes. His reply to my email would have sufficed. They are very fast responders to emails and calls in every situation. The website is built to be helpful to customers even for those who may not end up buying these products. The self-service quoting tool is very transparent and supremely helpful.

Date of experience: March 05, 2024

Reply from ImmediateAnnuities.com

Thank you so much for taking the time to provide such a kind and detailed account of your experience working with our team. As you mentioned, we respect the trust you put in our team and want to do all we can to ensure that your expectations are met and you're satisfied with your purchase. We also appreciate your thoughts about our website and our objective to provide useful annuity rate and quote information freely. Please let us know if there's any other way we may be of further assistance. We look forward to hearing from you again. Sincerely, Ariel Stern


Rated 5 out of 5 stars

Great communication and timely response

Kyle was very timely in returning calls or emails and ensured a smooth process every step of the way until I received the contracts. Answers to my questions were always easy to understand.

Date of experience: January 04, 2024

Reply from ImmediateAnnuities.com

Hey Randy, we appreciate you taking the time to share your positive experience working with Kyle and our team to establish your annuity accounts. Glad to hear that you felt well informed and are satisfied with your decision. Please let us know if there's any other way we may be of further assistance. We look forward to working with you again. Sincerely, Ariel Stern


Rated 5 out of 5 stars

SECOND PROBLEM WITH BRIGHTHOUSE

I USE CAPS BECAUSE OF AN EYE ISSUE. MY WIFE AND I ARE HAPPY WITH YOUR SERVICE BUT NOT BRIGHTHOUSE. ARIEL LEFT A MESSAGE WITH MY WIFE LAST WEEK REGARDING AN ANNUITY WE DID A TAX FREE EXCHANGE ON FOR HER MOTHER WHO SUBSEQUENTLY ASSIGNED HER RIGHTS TO AN IRREVOCABLE TRUST AND BRIGHTHOUSE IS BEING A PAIN. SOME HELP WOULD BE APPRECIATED.
THANKS
TOM AND LAURA MCLEOD

Date of experience: March 01, 2024

Reply from ImmediateAnnuities.com

Hi Tom, we appreciate you leaving us your positive feedback. We also express our sincerest condolences for your loss and are here to assist you as best as possible with the death claim situation. Please do not hesitate to reach out to our office at your earliest convenience to discuss how we can help. I know you've been in communication with my associate, John, but if there's anything we can do to be of assistance, we'd be happy to get further involved. Best wishes, Ariel Stern


Rated 5 out of 5 stars

Satisfied customer

Answered my calls and questions. Smooth easy process. Have used 2 more times based on my initial pleasant experience. Even easier subsequent times since they had my info on file. Website is easy to use to calculate estimates and receive mailed info without triggering bothersome phone calls, emails, etc.

Date of experience: February 14, 2024

Reply from ImmediateAnnuities.com

Hey Deb, thank you so much for spending the time to leave your positive feedback. We're grateful for your loyalty and so glad to hear that you felt that your subsequent experience purchasing your annuity was easier than your initial purchase. Please let us know if there's any other way we may be of further assistance. We look forward to hearing from you again. Best regards, Ariel Stern


Rated 5 out of 5 stars

I went with ImmediateAnnuities because…

I went with ImmediateAnnuities because they have been around for a long time with a very high rating. I wasn't disappointed. Everything went smoothly, received a good rate and when I had a concern or a question all I needed to do was pick up the phone. I received an immediate answer or within 24hrs. I recommend highly and this is where I will go if I was to purchase another. Doesn't get any better.

Date of experience: February 24, 2024

Reply from ImmediateAnnuities.com

Thank you so much, Tom, for taking the time to share your detailed account of your experience working with our team to set up your annuity contract. We appreciate you highlighting our responsiveness and the efforts we go to ensure you are well informed and comfortable with your purchase. Please do keep us in the loop if you have any questions or if there's any other way we can help. We look forward to it. Sincerely, Ariel Stern


Rated 5 out of 5 stars

A Great Experience All Around

A Great Experience All Around
Your website was recommended by the Motley Fool, of which I've been a member for many years. Your people were all extremely knowledgeable, helpful and responsive to my needs. You made the process of purchasing an immediate annuity so easy, I will recommend you in a heartbeat!

Date of experience: February 26, 2024

Reply from ImmediateAnnuities.com

Hey Cathy, thank you for your kind words and for letting us know how you were introduced to our services. We are grateful for the "free press" we receive from the likes of Motley Fool, New York Times and Wall Street Journal. Our objective has always been to openly provide as much helpful information about annuity rates and data in order for our clients to make the best decision for their goals. We're so thankful for your positive feedback and your recommendation. Please let us know if there's any other way we may be of assistance. We look forward to hearing from you. Sincerely, Ariel Stern


Rated 5 out of 5 stars

The website offered solid information…

The website offered solid information regarding annuity payout options. The agent was personable and professional in handling my request.

Date of experience: March 17, 2024

Reply from ImmediateAnnuities.com

We appreciate you taking the time to leave your positive feedback, Todd. We're happy to hear that you felt comfortable and guided in the process of purchasing your annuity contract. Please let us know if there's any other way we may be of further assistance. Best regards, Ariel Stern


Rated 5 out of 5 stars

Good experience

My family has purchased mygas (cd -like annuities) via Immediate Annuities from several insurance companies they represent in the past few months. I knew pretty much what we wanted but still had helpful discussions with their personnel during the process. They were easy to reach and prompt to respond in depth. They efficiently processed and urgently submitted applications to meet deadlines imposed by the insurance companies to receive a favorable interest rate that was scheduled to be lowered. I explored the websites of multiple brokers. Immediate annuities was always very current (some others were not). Immediate Annuities listed only annuities from companies that were straightforwardly presented and did not involve unusual conditions or constraints. I think my annuity purchasing is finished for a while but I will look at them first when I become interested in the future.

Date of experience: February 28, 2024

Reply from ImmediateAnnuities.com

Wow, we are so grateful for your kind words and great detail into your experience setting up your annuity contracts. We are happy to hear that you felt we were available to you when you had any questions or concerns. Thank you for your time in sharing your thoughts. Please let us know if there's any other way we may be of further assistance. Sincerely, Ariel Stern


Rated 5 out of 5 stars

Immediate Annuities was very responsive…

Immediate Annuities was very responsive - picked up my call and was able to fulfill my request for a MYGA. Everything went smoothly and they kept me informed each step of the way. Greatly appreciated.

Date of experience: February 24, 2024

Reply from ImmediateAnnuities.com

Hey Herbert! Thank you for taking the time to leave your positive feedback. Happy to hear that the process went smoothly every step of the way to your annuity purchase. Should you have any questions or requests regarding your policy, please do not hesitate to reach out to us for assistance. We look forward to hearing from you. Best wishes, Ariel Stern


Rated 5 out of 5 stars

This is my second time using…

This is my second time using ImmediateAnnuities to buy a MYGA, and like the first time, the process was smooth, clear and connected. Emails were answered quickly, applications sent out,, questions were answered, and the transaction was done in a very short time. I even got my husband to buy one using them, and he has zero patience for any kind of bureaucracy. He was impressed. That should say it all!

Date of experience: February 14, 2024

Reply from ImmediateAnnuities.com

Oh wow, Lee, what a very kind and detailed review you shared of your experience working with our team. And we're so grateful for your loyalty and trust in our services so much that you even recommended your spouse to work with us. That means a lot to us. Please do not ever hesitate to reach out to us with any questions or requests. We look forward to hearing from you! Sincerely, Ariel Stern


Rated 5 out of 5 stars

Immediate Annuities fast and professional

Immediate Annuities was incredibly easy and professional to work with. We received a market-beating quote, they processed our paperwork quickly and we were set up with our new income stream in less than three months. We are very happy with our decision to use Immediate Annuities as an annuity broker.

Date of experience: February 14, 2024

Reply from ImmediateAnnuities.com

We appreciate you taking the time to share your positive experience working with our team to set up your income annuity. And we're happy you had great timing in locking in a very competitive rate with a top-rated insurance company. Should you ever have any questions about your policy or if there's any other way we may be of assistance, please let us know how we can help. We look forward to hearing from you! Best regards, Ariel Stern


Rated 5 out of 5 stars

Great website and support

The website had a lot of useful information, and the people on the other end of the phone always quickly, and efficiently answered the questions that remained. I would absolutely do business with them again.

Date of experience: February 24, 2024

Reply from ImmediateAnnuities.com

Thank you, Steve, for taking time over the weekend to provide insight into your experience purchasing your annuity through our firm. We are happy to hear that you felt guided and supported whenever you had any questions. And we are grateful for your recommendation and welcome the opportunity to work with you again on your next annuity. Please let us know if there's any other way we may be of assistance. Best regards, Ariel Stern


Rated 2 out of 5 stars

Difficulty getting answer from immediate ann. agent and Oxford Life Ins

I am having an issue with getting a correct payout from my MYGA with Oxford. The amount I am getting is much smaller than what I calculated using standard interest calculation I= P x interest/365 x #days a month AND the amt is getting smaller every month over 3 months. I have called Oxford who kicked me back to my agent at Immediate annuity and I have been trying to get an answer from Adams, Steve and John from Immediate annuity for almost a week now without an answer. I have an annuity with Fidelity and have no problem whatsoever even though the rate is a little bit lower. So beware.

Date of experience: March 06, 2024

Reply from ImmediateAnnuities.com

Hi Lenny, good morning. We're disappointed to see that you felt the need to leave our team negative feedback for an issue that many of our brokers (Adam, Steve and John) tried to explain to you in detail yesterday. When you receive systematic interest withdrawals from a MYGA, then the monthly payment will always differ. This is because every month has a different number of days in it and as your annuity interest is compounded daily, the number of days between each monthly interest distribution will alter the payment amount slightly. You should not expect to receive the same payment amount each month. If you had purchased a SPIA, then you would have received the exact same payment each month, but taking systematic interest withdrawals means that you will receive the amount of interest earned each month and that will differ depending on how many days are in each month. Please trust that this is how all of our insurance companies handle systematic monthly interest disbursements. Please let us know if there's any other way we may be of further assistance. Sincerely, Ariel Stern


Rated 5 out of 5 stars

Annuity review

Their site was very easy to use. They provided quick quotes from several carriers which allow us to do our research. The staff was extremely helpful, curteous and professional. After our decision they stayed in contact until the annuity was finalized. I would highly recommend this company.

Date of experience: February 07, 2024

Reply from ImmediateAnnuities.com

Hey Mark, we appreciate you taking the time to share your positive feedback regarding your annuity purchasing experience. You've very well summed up our approach and we are grateful that you appreciated the service you received from our whole team. Please let us know if there's ever any way we may be of further assistance. We look forward to hearing from you. Best regards, Ariel Stern


Rated 5 out of 5 stars

converted part of my 401K to…

I wanted to convert part of my 401K to a joint survivor annuity. They were very helpful and provided the guidance and product I need.

Date of experience: February 24, 2024

Reply from ImmediateAnnuities.com

Ken, thank you for taking the time to share your positive feedback. We're happy to hear that you are satisfied with the conversion of a portion of your 401k into joint lifetime income for you and your spouse. If you have any questions or requests regarding your policy, we would be more than happy to be of further assistance. Take good care, Ariel Stern