Announcement of Plan for Annuities and Insurance. Standard Oil Company of New York and Subsidiaries. 11 page book. "To All of Our Employees: As you know, for years past the employees of your Company, who have retired from its service after many years of active employment in it, and the families of those who have died, have always benefited by allowances in the nature of a Pension or Death Benefit. Since our original Annuity Plan was installed in 1903, the number of employees of the Company has increased from 8,000 to 45,000, so that, for the protection of this large increase of numbers, it has become necessary for your Board of Directors to review the problem...The following pages contain a simple statement of the main outlines of the Plan, which, while not intended to be complete, will, it is hoped, give to each employee an adequate understanding of the effect of the revision in his own particular case...With kindest personal regards, Herbert L. Pratt, Chairman."