Total Return Annuities Archive

Use Our Free Instant Annuity Calculators & Tools...

• Immediate Annuity Calculator
• Deferred Income Ann. Calculator
• Retirement Income Calculator
• Secondary Market Annuity Rates
• Index Annuity Rates
• Multiyear Fixed Interest Deferred Annuity Rates

Ask an Expert
800-872-6684

Call 800-872-6684 to speak with an annuity specialist. It's free and there is no obligation.(M-F, 9-5 EST)

Or schedule your call here:

Best Time To Call Any Morning Afternoon Evening

Total Return Annuities Archive

• 1035 Exchanges
  • 1035 Life Insurance Exchanges
  • Avoid Drastic Measures with a 1035 Exchange
  • Can I Move My Fixed Annuity Into an IRA?
  • If Changing Annuities, Take Care
  • Rollovers: Saving Money with the 1035 Exchange
• Advice Needed on Immediate Annuity
  • Getting An Angle On Annuities
  • How Do I Find the Best Annuity Rates?
  • Making It Last
• 10 Questions Seniors Should Ask When Considering the Purchase of an Annuity
  • A Life Annuity Ensures Life-Long Income
  • A Look at Individual Retirement Annuities
  • All About Annuities - Information
  • All Annuities are Insurance Products, but they are Not All Created Equal
  • Americans Might Want Annuities to Fund Retirement, Study Finds
  • Annuities and Your Goals
  • Annuities Attract Many, but Choices Are Complex
  • Annuities Have S.T.Y.L.E.
  • Annuities Overview
  • Annuities the Right Option (When Annuities are Right for You)
  • Annuities: Attractive Opportunities
  • Annuities: Why You Need to Know How They Work
  • The Basics of Annuities
  • Basics of Annuity Combination Investing
  • Choices to Consider when Choosing an Annuity
  • Choosing Among Basic Annuities
  • Defining Annuity
  • Get the Details Right On Annuities
  • History of Annuities
  • How Does Inflation Affect Me and My Annuity Product?
  • Introduction to Annuities
  • IRA vs. Annuity: A Tricky Choice When You Retire
  • Is An Annuity Right For Your Portfolio?
  • Questions to Ask When Considering the Purchase of an Annuity
  • The Basics of Annuities
  • Top 10 Annuity Myths Exposed
  • Understanding Annuities is Basic for Retirement
  • Understanding Annuity Basics
  • What Investors Should Know About Buying and Selling Annuities
  • What is an Annuity?
  • What You Need to Know About Annuities
• Free Annuity Calculator
  • Immediate Annuity Calculator
• Income Annuities
• Annuity Quotes
  • Choose An Annuity That's Best For You
• Annuity Tables
• Bankruptcy
  • 5 Tips to Understanding Your Retirement Options
  • Bankruptcy No Longer Offers A New Beginning
  • Estate Planning Ensures Your Assets are Protected
  • How to Copy the Wealthy
  • New Bankruptcy Laws Scare Off Entrepreneurs
  • Retirement Plans Offered Protection Under New Bankruptcy Laws
• Benefits
  • Common Benefits with Annuities
  • Employee Benefits and Annuities
• Debt
  • Am I Financially Healthy
  • Debt at Different Life Stages
  • How to Survive In This Economic Environment
  • Latest Hardship: County’s Dunning Letter
  • Life Settlements
  • Managing an Inheritance or Windfall
  • Pay Off Debt Or Save
  • SPIA Does the Heavy Lifting
  • Ten Tips to Break the Debt Cycle
  • The Far Horizon
  • Tips On How to Celebrate at Any Age
• Deferred Annuities — Tax Deferred Annuity
  • Annuity Flexibility
  • Clarifying Deferred and Immediate Annuities
  • Deferred Annuities
  • Deferred Annuity Contracts vs. Stock Investment
  • Down Market: A Good Time for a Fixed Annuity?
  • Fixed Deferred Annuities
  • Fixed Deferred Annuities Provide Security
  • Immediate vs. Deferred Annuities
  • Planning in Deferred Annuities
• Distribution Planning Articles
  • Cashing In Your Retirement
  • Designating a Beneficiary for Your IRA is More Important Than You Might Think
  • Distribution Planning
  • Distribution Planning Modified
  • Exploring Your Retirement Plan Distribution Alternatives
  • Happy Birthday, IRA
  • How Not to Outlive Your Money
  • Increased Distribution Planning Flexibility
  • Inherited IRAs are a Crucial Estate Planning Tool
  • Medicaid and Assets in 'Pay Status'
• Equity Indexed Annuity
  • Cutting Through Confusion Over Annuities
  • EIA Annuities Offer Safety
  • Equity Indexed Annuities
  • Equity Indexed Annuities: There Are Better Alternatives
  • Equity-Indexed Annuity Complex
  • How to Use Annuities for Retirement Income
  • Indexed Annuities: Keep Up With the Market Without Risking Principal
  • New Investment choice is the new Equity Index Annuity
  • What Investment Risks Should I Know About, and Stabilizing With An Annuity?
  • What Are Equity Index Annuities?
  • You Can Minimize Market Risk
• Estate Planning
  • Basics of Charitable Remainder Estate Planning Trusts
  • Estate Planning and Designating Trusts
  • Estate Planning and Trusts
  • Estate Planning Crucial
  • Estate Planning Historically Facilitated with Trusts
  • Estate Planning Reduces Practical Issues at Loss
  • Estate Planning to Cover Costs
  • Estate Planning to Maximize Asset Retention
  • Estate Planning to Minimize Taxes
  • Estate Planning to Transfer Assets
  • Estate Planning using Trusts
  • Estate Planning with Trusts and Other Financial Vehicles
  • Estate Planning with Wills and Trusts
  • Five Choices in Estate Planning
  • History of Estate Planning and Trusts
  • How Can I Control the Distribution of My Estate with an Annuity?
  • Neglecting Estate Planning and Trusts can be Costly
  • Plan to Protect Your Estate's Assets
  • Planning Your Estate with Life Insurance
  • Steps to Estate Preservation
  • The Best Homes for Rollover IRAs
  • Trust Estate Planning and Probate
  • Wills and Trusts To Plan Your Estate
• Financial Planning
  • Are Annuities Right for Your Retirement?
  • Boomers Better Off Than Expected
  • Compensating for a Lousy 401k
  • Dangers and Advantages of Immediate Annuities
  • Financial Planning Basics
  • How to Tap Your Nest Egg Penalty-Free
  • If An Idea Seems Too Good to Be True, Run
  • Keep Your Nest Egg Hatching
  • Making Annuities Work For You – And Your Heirs
  • Managing Money: Don’t Be Shortsighted, Start Preparing for Long-Term Care
  • Plan Beyond Average Life Expectancy
  • Preparing for Job Loss
  • Steps to Retiring On Time
• Fixed Annuities
  • 'Life Annuity' Could Be Answer if Outliving Your Cash a Worry
  • Annuities Can Offer Spendthrift Protection
  • CDs and Deferred Fixed Annuities: Which is Right for You?
  • Fixed Annuities May Fit Your Tax Plan
  • Fixed Annuities: The Missing Piece of Your Retirement Planning Puzzle?
  • Fixed Term Annuity
  • How to Use Annuities for Retirement Income
  • Making Sense of Annuities
  • Personal Finance: Record Annuities Sales Tempt New Investors
  • The Difference Between Fixed and Variable Annuities
• Charitable Gift Annuity
  • Charitable Gift Annuities Allow Generosity Combined with Financial Security
  • Charitable Gifting Can Maximize Benefits
  • Charitable Gifting Can Provide Exponential Benefits
  • Charitable Gifting that Retains Original Assets
  • Charitable Giving with Investment Benefits in Annuities
  • Charitable Remainder Trusts Popular Charitable Gifting
  • Donating with a Cause
  • Maximizing Charitable Gifting
  • The Multi-Faceted Benefits of Charitable Gifting
• Health Insurance
  • Buyouts and Lifetime Health Insurance
  • Consumer-Driven Health Insurance Catching On Slowly
  • Entrepreneurs Beware
  • HMO Health Insurance
  • Medical Insurance
  • Should You Buy Private Health Insurance?
  • Some Health Insurance Options for the Self-Employed
  • The Headaches of Health Insurance
• Immediate and Income Annuities
  • A Ladder of Annuities Can Hedge Your Bets
  • Annuity Lifetime Payouts
  • Best Money Moves for Seniors
  • Buying an Annuity? Kick the Tires.
  • How Can Annuities Fit Into My Retirement?
  • Immediate Annuities and Retirement Portfolios
  • Immediate Annuities Can Help Retirees Offset Market Losses
  • Immediate Annuities Have Their Benefits
  • Immediate Annuities: Insurance for the Long Run
  • Immediate Annuities: They're Insurance Against Living Too Long
  • Mom Needs Income
  • Monthly Checks for Life: 5 Rules for Immediate Annuities
  • Retiring with an Immediate Annuity
  • Role of the Payout Annuity
  • Set For Life: Fixed-Immediate Annuity Offers the Allure Of Steady Income Stream
  • SPIA FAQs
  • SPIAs are Embedded Option Contracts
  • Try Annuities On for Size
  • When Buying Immediate Annuities, Consider your Age
  • Why You Should Use Immediate Annuities
• Inflation
  • Adviser Seeks Support for Annuity Type
  • An Annuity Can Help If You Outlive Your Nest Egg
  • Annuity Payouts That Rise With Cost of Living
  • Boost Your Income With An Annuity
  • Can You Afford to Retire? Factor Inflation Into Your Retirement Fund
  • For Retirees, an Annuity Might Make Sense - but There are Disadvantages
  • Get a Mid-Retirement Checkup
  • Inflation Cover for Your Life Insurance
  • Know the Pros and Cons of Income Annuities Before You Purchase
  • Lump Sum Versus Payments for Life
  • Retirement Income - Will It Last a Lifetime?
  • Rule Number One: Be Sure to Save Enough
  • Stern Advice: How Not to Buy an Annuity
• Investments
  • A Strong Investor Wants Yield Options
  • Annuities Underutilized by Investors, Study Says
  • Are Variable Annuities the Correct Investment for You?
  • Curing Investment Fever
  • Income Investors Feel the Squeeze
  • Investing In Annuities
  • Investing In Commercial Real Estate — Its Risks and Opportunities
  • Investors Embrace Annuities
  • Risks Part of Equation In Low-Interest Market
  • Stock Market Investments With Rising Interest Rates
  • The Private Sector Lump It
• IRA
  • Beneficiaries of IRAs
  • IRA Transfers Have Many Tax Pitfalls
  • IRAs and 401ks: Maximize Retirement Income with Immediate Annuities
  • Is the Roth 401(k) Right for You?
  • Rolling Your 401k Into an IRA can Boost Returns
  • Roth IRA F.A.Q.
  • Surviving Spouse Can Roll Over IRA Into His or Her Name
  • Take Time to Decide Who Will Be Your IRA Beneficiary
  • Will Traditional IRAs Rollover and Die?
• IRA and 401(k) Rollovers
  • An Income Stream to Last a Lifetime
  • An IRA for Small Business
  • Basics of a Roth IRA
  • For Self-Employed, Keogh can equal IRA
  • Frequently asked questions about the Roth IRA
  • Functions of IRA - 401(k)s
  • How Can I Generate Tax-Deferred Income With an Annuity?
  • Introducing the Roth 401(k)...or Not
  • Investors Creating Own 'Pension Plans' by Rolling 401(k)s Into Annuities
  • IRA - 401(k) Advice
  • IRA Benefits
  • IRAs as Inheritance Vehicles
  • IRAs, 401(k)s two options
  • Research Different Annuity Types Before Committing
  • Retirement planning involving IRAs, 401(k)s
  • Simplify numerous IRA - 401ks
  • Traditional vs. Roth IRAs
  • Who is the Beneficiary of Your IRA?
  • Your 401(k): Is it still a great way to save?
• Life Annuities
  • How to Have Cash at the End of it All
  • Life Annuities - Are They Right for You?
  • Life Annuities Information: Pure Annuity
  • Lock in a Lifetime of Income
  • New Lifetime Annuities Try to Draw In Retirees
  • Understanding Annuities
• Life Insurance
  • Avoid Life Insurance Pitfalls
  • How Can I Determine the Financial Strength of My Insurance Company?
  • Insurance for Family-Run Company Members
  • Insuring after-Death Benefits
  • Insuring Posthumous Benefits
  • Insuring Your Policy Reflects Current Living
  • Just the Facts On Life Insurance
  • Life Insurance and Other Asset-Transfer Vehicles
  • Life Insuring Choices
  • Life Settlements
  • Now’s the Time to Buy Life Insurance
  • Permanent Insuring Choice Common
  • Review of Life Insurance and Other Assets
  • Some Protections Kick In if Annuity Provider Fails
  • Temporary Live Insuring
  • To Leave an Inheritance, Combine Annuity and Life Insurance
  • Updating Your Life Insurance Upon Marriage
  • Why Life Insurance Isn’t Always the Best Investment
  • You Can't Take It With You ... But Are You Leaving Enough Behind?
• Long Term Care Insurance
  • Families Need to Plan for Long-Term Care
  • Insurance for Protracted Care
  • Insuring Against Prolonged Care Costs
  • Long-Term-Treatment Insurance
  • Maximize the Money when Planning Long-Term Care
  • Medicaid Annuities - Affordable Long-Term-Care Insurance?
  • Protracted Care Insurance Important
  • Questions to Ask About a Long-Term Care Policy
  • Risks of Ignoring Potential Extended-Care Costs
  • Term or Permanent Life Insurance
  • The Rising Appeal (and Falling Cost) of Term Insurance
• Annuities and Medicaid
  • Annuities and Medicaid Benefits
  • How Annuities Can Protect Medicaid Claims
  • Medicaid Annuities for Couples
  • Medicaid Friendly(er)!
  • Medicaid Protection
  • Medicaid Qualifying Annuities
  • Private Annuities Can Aid Medicaid Eligibility: Planning Today for Later Years
  • Ruling Builds Case for Medicaid Annuities
  • The Golden Years?
• Medicare Insurance
• Mortgages
  • Equity and Re-mortgages
  • It’s Worth it - How Much Life Insurance is Enough?
  • Mortgage Buy Down Programs
  • Mortgage FAQ
  • Mortgage Insurance
  • Mortgage Option ARM's
  • No Rest for the Mortgage and IRA Weary
  • Questions You Should Ask When Obtaining a Mortgage Loan
  • Understanding Mortgage Terms
  • Use Your Home To Stay At Home
  • What Is a Reverse Mortgage?
• Pensions
  • Crunching a Few Numbers Can Tell You What it Would Cost to Purchase Your Pension
  • Making the Most of Your Pension Plan
  • The Best Way to Take a Pension
  • Winning Lottery or a Pension - One Lump or Many?
• Property Insurance
  • Automobile as Part of Property Insurance
  • Extending Property Insurance
  • History of Property Insurance
  • House Insurance
  • How Can I Upgrade My Insurance — Tax-Free with an Annuity?
  • Increasing Your Property Insurance Coverage
  • Optimizing Life Insurance Coverage
  • Postponing Retirement
  • Property Insurance as Claimant
• Real Estate
  • Are You A Long-Term or Short-Term Real Estate Investor
  • Buying Real-Estate When You Are Newly Self-Employed
  • Don't Bet on Income Tax Breaks, Home Buyer
  • Getting Your Bearings in Real-Estate Investment
  • Guide For First-Time Home Buyers
  • Know Your Real Estate ABC's
  • Real Estate Investing
  • Real Estate Selling Mistakes
  • Tips On How To Find The Best Rental Properties
  • Two Steps To Take When Valuing Any Real Estate Investment Property
  • Using Retirement Savings For A Real-Estate Down Payment
• Retirement
  • Exiting the Retirement Mess with Immediate Annuities
  • Four Ways to Save for Your Retirement
  • How Can I Receive the Benefits from My Retirement Plan Using an Annuity?
  • How Do You Want to Live When You Retire?
  • Immediate Annuity - A Guiding Light For Retirees
  • Making Money Last: How to Retire Comfortably
  • Realistic Retirement Calculations
  • Rethinking Retirement
  • Retirement and Annuities: Your Other Tax-Advantaged Options
  • Retirement Planning
  • Retirement Whammies
  • Single Premium Immediate Annuities Help Insure Financially Secure Golden Years
  • Timing Retirement a Delicate Gamble
  • What Does Retirement Really Cost?
  • What Life Expectancy Means to Retirement Planning
  • Your Retirement
  • Zeroing In On A Retirement Income ‘Sweet Spot’
• Retirement Annuity
• Retirement Security Act for Life (2009 S. 1297)
  • ASR Applauds Senate Re-Introduction of Retirement Security for Life Act
  • ASR Applauds the Introduction of Comprehensive Retirement Security Legislation in the U.S. House
  • Bill Boosts Income Annuities
  • Bill Provides Tax Break for Annuities
  • Conrad-Roberts Bill Means Secure Retirement for Americans
  • House Ed & Labor Markup H.R.1984, H.R.1988
  • Middle-Class More Vulnerable In Retirement Than Previously Thought
  • Rep. Pomeroy Introduces Bill to Boost Annuity Tax Breaks
  • Senate Legislation Pleases ASR
  • Tax Break Sought for Non-Qualified Lifetime Annuities
  • U.S. Senate Jumping On the Immediate Annuities Bandwagon
• A Plan to Save for When the Income Stops
  • Budgeting Advice
  • Early Retirement
  • How Can I Save for My Child’s College Education With an Annuity?
  • Is Your 401(k) Still the Best Savings Vehicle for You?
  • Jumping the Gun On Retirement
  • Millions of Retirees Face Reduced Standard of Living in Retirement
  • Open Market Offers Higher Income
  • Putting Your Retirement Money to Work for You
  • Rural Retirees May Get a Break
  • Saving with Annuities
  • When to Convert Your Savings Into an Annuity
• Secondary Market Annuities
  • Acquiring a Pre-Owned Immediate Annuity
  • In-Force Annuity Overview
  • Pre-owned Annuities
• Social Security
  • Making Cents: Annuities Fill 401(k), Social Security Hole
  • Social Security
• Annuities Offer Great Opportunities
• Roll Over my IRA or 401(k) to an Annuity Tax-free
• Taxes
  • A Look at Individual Tax-Deferred Retirement Annuities
  • Alternative Minimum Tax
  • Annuity Taxation
  • Internal Revenue Bulletin: 2004-9 Notice 2004-15 Section 72
  • Investing In Retirement
  • Providing A Stream of Income for Your Retirement Years
  • Reducing Your Tax Liability
  • Remaining Tax Reductions
  • Rev. Rul. 2002-62
  • Rev. Rul. 2002-75, 2002-45 I.R.B. 812
  • Tax Deferral Strategies
  • Tax Reduction
  • Tax Reform Benefits
  • Tax-Shifting: Fixed Annuity — Mutual Fund Strategy
  • Trimming Taxes on Your Social Security Benefits with Annuities
• Variable Annuities
  • A Basic Overview of Fixed versus Variable Annuities
  • Combining Variable Annuities with Other Annuities
  • Four Alternatives to Variable Annuities
  • Should I Choose a Fixed or Variable Annuity?
  • Variable Annuity 101
  • Variable Annuity Confusion
  • What Are the Different Classes of Assets, Including Protection With Annuities?
  • What Stock and Bond Alternatives Do I Have, Which Would Include Variable Annuities?
  • When to Consider Variable Annuities