Secondary Market Annuity Rates Table
An annuity is a contract typically issued by an insurance company which promises to make regular payments over time to the annuity owner. A dollar value can be calculated for these promised payments, or, future income stream. If the owner of such a contract decides that he would rather have the full dollar value of those future payments today instead of waiting for them to paid to him monthly (or annually, as the case may be), he can sell his annuity in the so-called Secondary Market for annuities. So a Secondary Market Annuity ("SMA") is an immediate annuity being transferred from the original owner to a new buyer. Oftentimes, these SMAs can be purchased at a discount since the seller is willing to accept an amount which is less than the present value of the future income stream. This accounts for the above-average returns that SMAs typically offer.
Below is a listing of SMAs which can be purchased through our service. By clicking the 'Learn More' link next to any SMA you are interested in you will be able to read the payment details for that particular annuity, including start date, end date, payment period, payout per payment period, plus other important information. There is also a form which you can fill out to request more information about that SMA.
The demand for these SMA annuities is usually greater than their supply. So the SMAs in our three lists change frequently. Please bookmark this page and come back to it often.
SECONDARY MARKET ANNUITY RATES (P)May 23, 2013
|
| Cost |
Payout |
Rate |
Start Date |
Company |
Click to |
| $36,719 | $47,039 | 4.50 % | 2013-08-01 | Symetra | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2013-08-01 | $331 | 142 Monthly Payments | 2025-05-01 | N/A |
|
| $66,651 | $311,446 | 6.50 % | 2016-01-13 | NY Life | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2016-01-13 | $774 | 11 Monthly Payments | 2016-11-13 | N/A |
| 2032-07-13 | $774 | 59 Life Contingent Monthly Payments | 2037-05-13 | N/A |
| 2037-06-13 | $3,524 | 73 Life Contingent Monthly Payments | 2043-06-13 | N/A |
|
| $95,520 | $184,051 | 6.00 % | 2021-02-01 | Pacific LIfe | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2021-02-01 | $1,900 | 88 Life Contingent Monthly Payments | 2028-05-01 | 3% Annual Increase |
|
| $268,692 | $596,065 | 6.00 % | 2021-03-01 | Fidelity & Guaranty | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2021-03-01 | $3,500 | 144 Monthly Life Contingent Payments | 2033-02-01 | 3% Annual Increase |
|
| $230,427 | $701,149 | 6.25 % | 2022-06-01 | Genworth | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2022-06-01 | $2,771 | 253 Life Contingent Monthly Payments | 2043-06-01 | N/A |
|
| $89,112 | $198,750 | 5.75 % | 2022-12-11 | Life Ins. Co. of N.A. | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2022-12-11 | $1,590 | 125 Life Contingent Monthly Payments | 2033-04-11 | N/A |
|
| $30,506 | $50,000 | 5.00 % | 2023-08-17 | Genworth | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2023-08-17 | $50,000 | 1 Lump Sum | 2023-08-17 | N/A |
|
| $262,469 | $1,431,173 | 7.00 % | 2024-10-15 | Transamerica | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2024-10-15 | $300 | 75 Monthly Life Contingent | 2030-12-15 | 3% Increase Every October |
| 2031-01-15 | $5,889 | 9 Monthly Life Contingent | 2031-09-15 | N/A |
| 2031-10-15 | $6,066 | 180 Monthly Life Contingent | 2046-09-15 | 3% Increase Every October |
|
| $65,762 | $115,000 | 5.00 % | 2024-12-29 | Genworth | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2024-12-29 | $115,000 | 1 Lump Sum | 2024-12-29 | N/A |
|
| $149,578 | $398,416 | 5.50 % | 2025-01-19 | MetLife | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2025-01-19 | $1,487 | 24 Monthly Payments | 2026-12-19 | 3% Annual Increase |
| 2027-01-19 | $2,357 | 132 Monthly Payments | 2037-12-19 | 3% Annual Increase |
|
| $159,494 | $525,000 | 6.75 % | 2025-05-05 | CT Lottery Payments | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2025-05-05 | $35,000 | 15 Annual Life Contingent Payments | 2039-05-05 | N/A |
|
| $71,112 | $319,635 | 6.50 % | 2028-02-28 | Genworth | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2028-02-28 | $1,703 | 1 Monthly Payment | 2028-02-28 | N/A |
| 2031-03-15 | $1,703 | 148 Monthly Payment | 2043-06-15 | N4% Annual Increase |
|
| $27,306 | $123,189 | 6.75 % | 2030-08-11 | American General | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2030-08-11 | $795 | 155 Life Contingent Monthly Payments | 2043-06-11 | N/A |
|
| $164,786 | $450,000 | 5.50 % | 2030-10-26 | MetLife | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2030-10-26 | $300,000 | 1 Lump Sum | 2030-10-26 | N/A |
| 2035-10-26 | $150,000 | 1 Lump Sum | 2035-10-26 | N/A |
|
| $51,835 | $344,123 | 7.00 % | 2032-02-14 | Symetra | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2032-02-14 | $1,339 | 257 Life Contingent Monthly Payments | 2053-06-14 | N/A |
|
| $26,300 | $183,260 | 6.75 % | 2035-01-15 | MetLife | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2035-01-15 | $833 | 220 Monthly Life Contingent Payments | 2053-04-15 | N/A |
|
| $156,996 | $835,884 | 6.75 % | 2035-06-25 | Hartford | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2035-06-25 | $8,445 | 3 Monthly Life Contingent Payments | 2038-08-25 | N/A |
| 2035-09-25 | $8,699 | 85 Monthly Life Contingent Payments | 2042-09-25 | 3% Increase Every September |
|
| $36,557 | $215,550 | 6.50 % | 2035-10-01 | American General | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2035-10-01 | $1,437 | 150 Monthly Life Contingent Payments | 2048-03-01 | N/A |
|
| $338,057 | $1,787,883 | 6.50 % | 2036-06-01 | American General | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2036-06-01 | $19,700 | 83 Monthly Life Contingent Payments | 2043-04-01 | 3% Annual Increase |
|
| $105,704 | $675,000 | 6.25 % | 2037-11-03 | American General | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2037-11-03 | $125,000 | 1 Lump Sum | 2037-11-03 | N/A |
| 2042-11-03 | $200,000 | 1 Lump Sum | 2042-11-03 | N/A |
| 2047-11-03 | $350,000 | 1 Lump Sum | 2047-11-03 | N/A |
|
| $143,221 | $1,161,280 | 6.75 % | 2040-07-20 | Symetra | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2040-07-20 | $8,442 | 120 Monthly Life Contingent Payments | 2050-06-20 | 3% Increase Every July |
|
SECONDARY MARKET ANNUITY RATES (AG)May 23, 2013
|
| Cost |
Payout |
Rate |
Start Date |
Company |
Click to |
| $2,073,191 | $4,454,971 | 5.75 % | 2013-07-23 | AIG | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2013-07-23 | $7,392 | 283 Payments | 2037-01-23 | 4% every Feb |
| 2017-02-23 | $75,000 | 1 Payment | 2017-02-23 | None |
| 2022-02-23 | $100,000 | 1 Payment | 2022-02-23 | None |
| 2027-02-23 | $150,000 | 1 Payment | 2027-02-23 | None |
| 2037-02-23 | $200,000 | 1 Payment | 2037-02-23 | None |
| 2042-02-23 | $500,000 | 1 Payment | 2042-02-23 | None |
|
| $399,685 | $738,000 | 5.50 % | 2013-08-01 | Symetra | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2013-08-01 | $2,000 | 96 Payments | 2021-07-01 | None |
| 2021-08-01 | $3,000 | 182 Payments | 2036-09-01 | None |
|
| $249,083 | $489,000 | 5.50 % | 2013-08-28 | Hartford | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2013-08-28 | $1,000 | 95 Payments | 2021-06-28 | None |
| 2021-07-28 | $2,000 | 197 Payments | 2037-11-28 | None |
|
| $804,791 | $2,387,000 | 5.50 % | 2014-02-04 | Genworth | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2014-02-04 | $3,000 | 329 Payments | 2041-06-04 | None |
| 2032-07-04 | $100,000 | 1 Payment | 2032-07-04 | None |
| 2034-07-04 | $100,000 | 1 Payment | 2034-07-04 | None |
| 2037-07-04 | $150,000 | 1 Payment | 2037-07-04 | None |
| 2039-07-04 | $150,000 | 1 Payment | 2039-07-04 | None |
| 2042-07-04 | $150,000 | 1 Payment | 2042-07-04 | None |
| 2044-07-04 | $150,000 | 1 Payment | 2044-07-04 | None |
| 2047-07-04 | $300,000 | 1 Payment | 2047-07-04 | None |
| 2049-07-04 | $300,000 | 1 Payment | 2049-07-04 | None |
|
| $209,010 | $340,000 | 5.00 % | 2015-01-31 | Prudential | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2015-01-31 | $50,000 | 1 Payment | 2015-01-31 | None |
| 2020-01-31 | $75,000 | 1 Payment | 2020-01-31 | None |
| 2025-01-31 | $100,000 | 1 Payment | 2025-01-31 | None |
| 2030-01-31 | $115,000 | 1 Payment | 2030-01-31 | None |
|
| $596,141 | $1,564,652 | 5.50 % | 2015-12-28 | Allstate | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2015-12-28 | $2,000 | 48 Payments | 2019-11-28 | 3% |
| 2019-12-28 | $3,165 | 312 Payments | 2045-11-28 | 3% |
|
| $75,666 | $115,000 | 5.00 % | 2016-07-01 | Fidelity | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2016-07-01 | $7,500 | 10 Payments | 2021-01-01 | None |
| 2028-01-28 | $15,000 | 1 Payment | 2028-01-28 | None |
| 2033-01-28 | $25,000 | 1 Payment | 2033-01-28 | None |
|
| $192,721 | $332,000 | 5.50 % | 2018-09-09 | Hartford | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2018-09-09 | $75,000 | 1 Payment | 2018-09-09 | None |
| 2023-09-09 | $100,000 | 1 Payment | 2023-09-09 | None |
| 2026-09-09 | $157,000 | 1 Payment | 2026-09-09 | None |
|
| $112,015 | $313,315 | 5.60 % | 2026-10-21 | American General | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2026-10-21 | $1,919 | 5 Payments | 2027-02-21 | None |
| 2027-03-21 | $1,976 | 132 Payments | 2038-02-21 | 3% |
|
| $647,971 | $2,630,738 | 7.00 % | 2027-12-02 | Metlife | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2027-12-02 | $10,062 | 3 Payments | 2028-02-02 | None |
| 2028-03-02 | $10,464 | 36 Payments | 2031-02-02 | 4% |
| 2031-03-02 | $18,175 | 104 Payments | 2039-10-02 | 4% |
|
| $779,799 | $2,000,000 | 5.50 % | 2031-03-19 | Symetra | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2031-03-19 | $2,000,000 | 1 Payment | 2031-03-19 | None |
|
| $132,769 | $1,073,394 | 6.25 % | 2047-06-03 | Metlife | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2047-06-03 | $773,394 | 1 Payment | 2047-06-03 | None |
| 2047-06-03 | $5,000 | 60 Payments | 2052-05-03 | None |
|
SECONDARY MARKET ANNUITY RATES (I)May 23, 2013
|
| Cost |
Payout |
Rate |
Start Date |
Company |
Click to |
| $18,844 | $24,500 | 4.00 % | 2013-05-13 | Kansas City | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2013-05-13 | $140 | 175/mo | 2027-11-13 | none |
|
| $143,247 | $209,057 | 4.50 % | 2013-05-15 | Prudential | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2013-05-15 | $917 | 228/mo | 2032-04-15 | none |
|
| $197,884 | $238,800 | 4.00 % | 2013-05-29 | American General | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2013-05-29 | $1,200 | 124/mo | 2023-08-29 | none |
| 2015-09-29 | $40,000 | 1/lump | | none |
| 2020-09-29 | $50,000 | 1/lump | | none |
|
| $173,807 | $289,729 | 4.75 % | 2013-06-11 | Farm Bureau | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2013-06-11 | $976 | 297/mo | 2038-02-11 | none |
|
| $81,979 | $132,608 | 4.75 % | 2013-06-15 | American General | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2013-06-15 | $300 | 1/lump | 2037-08-15 | none |
| 2017-04-13 | $20,000 | 1/lump | | none |
|
| $339,954 | $482,000 | 4.25 % | 2014-01-17 | American General | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2014-01-17 | $15,000 | 4/yr | 2017-01-17 | none |
| 2018-01-17 | $45,000 | 1/lump | | none |
| 2020-01-17 | $50,000 | 1/lump | | none |
| 2022-01-17 | $85,000 | 1/lump | | none |
| 2024-01-17 | $100,000 | 1/lump | | none |
| 2026-01-17 | $142,000 | 1/lump | | none |
|
| $41,923 | $47,949 | 4.00 % | 2014-02-02 | IGT Casino | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2014-02-02 | $6,850 | 7/yr | 2020-02-02 | none |
|
| $31,775 | $40,969 | 4.00 % | 2015-09-20 | Liberty Life | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2015-09-20 | $4,097 | 10/yr | 2024-09-20 | none |
|
| $74,247 | $187,200 | 5.00 % | 2016-12-05 | Genworth | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2016-12-05 | $400 | 288/mo | 2040-11-05 | none |
| 2040-12-05 | $1,000 | 72/mo | 2046-11-05 | none |
|
| $129,933 | $171,000 | 4.25 % | 2017-05-18 | Metlife | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2017-05-18 | $71,000 | 1/lump | | none |
| 2022-05-18 | $100,000 | 1/lump | | none |
|
| $259,867 | $342,000 | 4.25 % | 2017-05-18 | Metlife | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2017-05-18 | $142,000 | 1/lump | | none |
| 2022-05-18 | $200,000 | 1/lump | | none |
|
| $59,210 | $84,485 | 4.25 % | 2017-10-17 | MetLife | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2017-10-17 | $8,448 | 10/yr | 2026-10-17 | none |
|
| $76,839 | $110,000 | 4.25 % | 2019-02-23 | Allstate | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2019-02-23 | $40,000 | 1/lump | | none |
| 2024-02-23 | $70,000 | 1/lump | | none |
|
| $203,737 | $561,150 | 5.13 % | 2025-08-01 | Liberty Mutual | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2025-08-01 | $2,610 | 215/mo | 2043-06-01 | none |
|
| $417,484 | $1,122,300 | 5.13 % | 2025-08-01 | Liberty Mutual | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2025-08-01 | $5,220 | 215/mo | 2043-06-01 | none |
|
| $124,133 | $239,135 | 5.00 % | 2027-01-09 | John Hancock | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2027-01-09 | $239,135 | 1/lump | | none |
|
| $52,782 | $114,316 | 5.00 % | 2029-06-03 | Travelers Life | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2029-06-03 | $114,316 | 1/lump | | none |
|
| $126,415 | $471,655 | 5.20 % | 2034-07-25 | Allstate | |
| Start Date |
Payout Per Period |
Payments / Period |
End Date |
COLA/Amount |
| 2034-07-25 | $3,429 | 120/mo | 2044-06-25 | 3.00 |
|
