Insurance Company Ratings
This is a summary of information found at the insurance companies' web sites. Please visit the companies' web sites or the rating agencies' web sites for further details. This is not to be considered a recommendation or inducement to purchase an annuity nor a contract or offer to contract. You should consult with your own financial planner or tax advisor to determine whether an annuity is suitable to your financial situation.
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| Insurance Company | Assets in $Billions |
Major Rating Agencies | ||
|---|---|---|---|---|
| A.M.Best | S & P | Moody's | ||
| Allianz LIC of No. Amer. | $ 84.4 | A | AA | A1 |
| American Equity LIC | $ 21.1 | A- | BBB+ | - |
| American General LIC - Affiliate of AIG | $ 41.5 | A | A+ | A1 |
| American National | $ 16.4 | A | A | - |
| Companion Life Insurance Co. - Affiliate of Mutual of Omaha (only available to residents of NYS) | $ 0.16 | A+ | AA- | Aa3 |
| EquiTrust LIC - Affiliate of FBL Financial | $ 7.3 | B+ | A- | - |
| First MetLife Inv. IC - Affiliate of MetLife Investors (only available to residents of NYS) | $ 3.9 | A+ | AA- | - |
| First Symetra National Life Ins. of NY (only available to residents of NYS) | $ .70 | A | A- | - |
| Genworth Life Insurance Co. | $ 33.5 | A | A | A2 |
| Genworth Life NY (only available to residents of NYS) | $ 7.4 | A | A | A2 |
| Integrity LIC - Affiliate of Western & Southern | $ 5.9 | A+ | AA+ | - |
| Jackson National | $ 93.8 | A+ | AA | A1 |
| Kansas City Life | $ 3.2 | A | -- | -- |
| Lafayette Life - Affiliate of Western & Southern | $ 2.6 | A+ | AA+ | - |
| Lincoln Benefit - Affiliate of Allstate | $ 2.4 | A+ | AA- | A1 |
| MetLife Investors Ins. Co. - Affiliate of Metropolitan Life | $ 54.1 | A+ | AA- | Aa3 |
| Metropolitan LIC (MetLife) | $ 316.2 | A+ | AA- | Aa3 |
| Midland National Life - Affiliate of Sammons Financial | $ 28.6 | A+ | A+ | - |
| Minnesota Life | $ 24.4 | A+ | AA- | Aa3 |
| Nat'l Integrity LIC - Affiliate of Western & Southern (only available to residents of NYS) | $ 4.8 | A+ | AA+ | - |
| Nationwide | $ 95.8 | A+ | A+ | A1 |
| New York Life | $ 103.2 | A++ | AA+ | Aaa |
| North American Co. for Life and Health (NACOLAH) - Affiliate of Sammons Financial | $10.3 | A+ | A+ | - |
| OM Financial (formerly Fidelity & Guaranty) | $16.7 | B++ | - | Ba1 |
| OM Financial NY (only available to residents of NYS) | $0.46 | B++ | - | Ba1 |
| Pacific Life & Annuity Co. | $ 4.2 | A+ | A+ | A1 |
| Penn Mutual | $ 12.2 | A+ | AA- | Aa3 |
| Presidential | $ 3.6 | B++ | - | - |
| Sentinel American LIC | $ .33 | A | - | - |
| Symetra | $ 23.1 | A | A | A3 |
| United of Omaha - Affiliate of Mutual of Omaha | $ 15.1 | A+ | A+ | A1 |
| United States Life - Affiliate of AIG (only available to residents of NYS) | $ 11.5 | A | A+ | A1 |
| West Coast LIC | $ 3.8 | A+ | AA- | A2 |
Best's Credit Ratings reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of (Licensee's publication or service) or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best's Credit Ratings. Best?s Credit Ratings are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.
A Best?s Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company?s financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best's Credit Ratings for a disclaimer notice and complete details at A.M.Best.com
| Rating Categories | |||
|---|---|---|---|
| Rank | A.M. Best | Standard & Poor's | Moody's |
| 1 | A++ Secure / Superior |
AAA Extremely Strong |
Aaa Exceptional |
| 2 | A+ Secure / Superior |
AA+ Very Strong |
Aa1, Aa2, Aa3 Excellent |
| 3 | A Secure / Excellent |
AA Very Strong |
A1, A2, A3 Good |
| 4 | A- Secure / Excellent |
AA- Very Strong |
Baa1, Baa2, Baa3 Adequate |
| 5 | B++ Secure / Very Good |
A+ Strong |
Ba1, Ba2, Ba3 Questionable |
| 6 | B+ Secure / Good |
A Strong |
B1, B2, B3 Poor |
| 7 | B Vulnerable / Fair |
A- Strong |
Caa Very Poor |
| 8 | B- Vulnerable / Fair |
BBB+ Good |
Ca Extremely Poor |
| 9 | C++ Vulnerable / Marginal |
BBB Good |
C Lowest |
| 10 | C+ Vulnerable / Marginal |
BBB- Good |
NR |
| 11 | C Vulnerable / Weak |
BB+ Marginal |
NR |
| 12 | C- Vulnerable / Weak |
BB Marginal |
NR |
| 13 | D Vulnerable / Poor |
BB- Marginal |
NR |
| 14 | E Vulnerable / Under State Supervision |
B+ Weak |
NR |
| 15 | F Vulnerable / In Liquidation |
B Weak |
NR |
| 16 | S Rating Suspended |
B- Weak |
NR |
| 17 | NR | CCC+ Very Weak |
NR |
| 18 | NR | CCC Very Weak |
NR |
| 19 | NR | CCC- Very Weak |
NR |
| 20 | NR | CC Extremely Weak |
NR |
| 21 | NR | R Regulatory Action |
NR |
For details on each rating agency's methodology click the agency name link at the top of each column.
