Insurance company ratings are summarized below.

Please click on a company name to visit its web site and rating page. Please also read the important Disclaimer below this chart.

If you would like to receive annuity quotes from these companies in one quick and convenient report (you will NOT be contacted by each of these companies) -- simply use the calculator on our home page and fill in the form at the bottom of the quotation page.

Insurance Company Assets in
$Billions
Major Rating Agencies
A.M.Best S & P Moody's
Allianz LIC/No.Am. $ 68.6 A AA A2
American General (affiliate of AIG) $ 36.5 A A+ A1
American National $ 13.8 A [6-9-09] AA- -
Aviva $ 6.6 A+ - -
Aviva Life Insurance NY (only available to residents of NYS) $1.3 A+ - -
EquiTrust LIC (affiliate of FBL Financial) $ 6.8 B+ A- -
First MetLife Inv. IC (affiliate of MetLife Investors) (only available to residents of NYS) $ 1.5 A+ AA- -
Genworth Life Insurance Co. $ 34.5 A A A2
Genworth Life NY (only available to residents of NYS) $ 6.4 A A A2
Integrity LIC (affiliate of Western & Southern) $ 4.6 A++ AA+ Aa3
Lincoln Benefit (affiliate of Allstate) $ 3.4 A+ AA- A1
MetLife Investors Ins. Co.
(affiliate of Metropolitan Life)
$ 29.6 A+ AA- Aa2
Metropolitan LIC (MetLife) $ 297.4 A+ AA- Aa2
Midland National Life (affiliate of Sammons Financial) $ 23.5 A+ A+ -
Nat'l Integrity LIC (affiliate of Western & Southern) (only available to residents of NYS) $ 3.6 A++ AA+
North American Co. for Life and Health   (NACOLAH - affiliate of Sammons Financial) $6.6 A+ A+ -
OM Financial (formerly Fidelity & Guaranty) $18.2 A - Baa3
OM Financial NY (formerly Fidelity & Guaranty NY) (only available to residents of NYS) $0.4 A - Baa3
Penn Mutual $ 10.5 A+ AA- Aa3
Presidential $ 3.9 B+ BB+ Ba1
Protective LIC $ 25.0 A+ AA- A2
United of Omaha (affiliate of Mutual of Omaha) $ 13.2 A+ AA- Aa3
United States Life (affiliate of AIG) (only available to residents of NYS) $ 5.3 A A+ A1

DISCLAIMER: The insurance company rating information changes often and without notice. The ratings shown may not be correct. You are strongly advised to contact the three rating agencies (A.M. Best, S&P, and Moodys) to obtain the current rating for any insurance company. Additionally, this information is not to be considered a recommendation to purchase an annuity, nor a contract or offer to contract, nor is it intended to create public interest in the sale of annuities. You should carefully consider whether any annuity is suitable to your situation and consult with your own financial planner, legal, and/or tax advisors.

Assets as of December 31, 2007.



Rating Categories
Rank A.M. Best Standard & Poor's Moody's
1 A++
Secure / Superior
AAA
Extremely Strong
Aaa
Exceptional
2 A+
Secure / Superior
AA+
Very Strong
Aa1, Aa2, Aa3
Excellent
3 A
Secure / Excellent
AA
Very Strong
A1, A2, A3
Good
4 A-
Secure / Excellent
AA-
Very Strong
Baa1, Baa2, Baa3
Adequate
5 B++
Secure / Very Good
A+
Strong
Ba1, Ba2, Ba3
Questionable
6 B+
Secure / Good
A
Strong
B1, B2, B3
Poor
7 B
Vulnerable / Fair
A-
Strong
Caa
Very Poor
8 B-
Vulnerable / Fair
BBB+
Good
Ca
Extremely Poor
9 C++
Vulnerable / Marginal
BBB
Good
C
Lowest
10 C+
Vulnerable / Marginal
BBB-
Good
NR
11 C
Vulnerable / Weak
BB+
Marginal
NR
12 C-
Vulnerable / Weak
BB
Marginal
NR
13 D
Vulnerable / Poor
BB-
Marginal
NR
14 E
Vulnerable / Under State Supervision
B+
Weak
NR
15 F
Vulnerable / In Liquidation
B
Weak
NR
16 S
Rating Suspended
B-
Weak
NR
17 NR CCC+
Very Weak
NR
18 NR CCC
Very Weak
NR
19 NR CCC-
Very Weak
NR
20 NR CC
Extremely Weak
NR
21 NR R
Regulatory Action
NR

Disclaimer – While ImmediateAnnuities attempts to keep this information current, it is not to be held liable for the reliability of this information. You are strongly advised to contact the rating agencies to verify this information.

For details on each rating agency's methodology click the agency name link at the top of each column.

Company Name – Insurance companies are listed according to registered names. Many companies are part of a larger group affiliation which may include subsidiaries with similar sounding names. These affiliates may not be legally bound to cover each others' claims and each separate entity may have a different credit quality rating.

Assets in Billions of Dollars – is the dollar value of all assets reported in a company's statutory annual statement and admitted or accepted by state regulators. Includes invested assets plus amounts receivable and separate account assets.