Insurance company ratings are summarized below.
Please click on a company name to visit its web site and rating page. Please also read the important Disclaimer below this chart.
If you would like to receive annuity quotes from these companies in one quick and convenient report (you will NOT be contacted by each of these companies) -- simply use the calculator on our home page and fill in the form at the bottom of the quotation page.
DISCLAIMER: The insurance company rating information changes often and without notice. The ratings shown may not be correct. You are strongly advised to contact the three rating agencies (A.M. Best, S&P, and Moodys) to obtain the current rating for any insurance company. Additionally, this information is not to be considered a recommendation to purchase an annuity, nor a contract or offer to contract, nor is it intended to create public interest in the sale of annuities. You should carefully consider whether any annuity is suitable to your situation and consult with your own financial planner, legal, and/or tax advisors.
Assets as of December 31, 2007.
| Rating Categories | |||
|---|---|---|---|
| Rank | A.M. Best | Standard & Poor's | Moody's |
| 1 | A++ Secure / Superior |
AAA Extremely Strong |
Aaa Exceptional |
| 2 | A+ Secure / Superior |
AA+ Very Strong |
Aa1, Aa2, Aa3 Excellent |
| 3 | A Secure / Excellent |
AA Very Strong |
A1, A2, A3 Good |
| 4 | A- Secure / Excellent |
AA- Very Strong |
Baa1, Baa2, Baa3 Adequate |
| 5 | B++ Secure / Very Good |
A+ Strong |
Ba1, Ba2, Ba3 Questionable |
| 6 | B+ Secure / Good |
A Strong |
B1, B2, B3 Poor |
| 7 | B Vulnerable / Fair |
A- Strong |
Caa Very Poor |
| 8 | B- Vulnerable / Fair |
BBB+ Good |
Ca Extremely Poor |
| 9 | C++ Vulnerable / Marginal |
BBB Good |
C Lowest |
| 10 | C+ Vulnerable / Marginal |
BBB- Good |
NR |
| 11 | C Vulnerable / Weak |
BB+ Marginal |
NR |
| 12 | C- Vulnerable / Weak |
BB Marginal |
NR |
| 13 | D Vulnerable / Poor |
BB- Marginal |
NR |
| 14 | E Vulnerable / Under State Supervision |
B+ Weak |
NR |
| 15 | F Vulnerable / In Liquidation |
B Weak |
NR |
| 16 | S Rating Suspended |
B- Weak |
NR |
| 17 | NR | CCC+ Very Weak |
NR |
| 18 | NR | CCC Very Weak |
NR |
| 19 | NR | CCC- Very Weak |
NR |
| 20 | NR | CC Extremely Weak |
NR |
| 21 | NR | R Regulatory Action |
NR |
Disclaimer – While ImmediateAnnuities attempts to keep this information current, it is not to be held liable for the reliability of this information. You are strongly advised to contact the rating agencies to verify this information.
For details on each rating agency's methodology click the agency name link at the top of each column.
Company Name – Insurance companies are listed according to registered names. Many companies are part of a larger group affiliation which may include subsidiaries with similar sounding names. These affiliates may not be legally bound to cover each others' claims and each separate entity may have a different credit quality rating.
Assets in Billions of Dollars – is the dollar value of all assets reported in a company's statutory annual statement and admitted or accepted by state regulators. Includes invested assets plus amounts receivable and separate account assets.

