Allianz Life Insurance Company of North America

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5701 Golden Hills Dr. Minneapolis, MN 5516-1297

Customer Service: (800) 950-7372

Allianz's Annuities

Fixed Index Annuities Allianz Core Income 7 Allianz 222

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True to our promises so you can be true to yours.

True to the people who place their trust in us

We’re Allianz Life Insurance Company of North America (Allianz), a leading provider of retirement solutions, including fixed and variable annuities and life insurance for individuals. At Allianz,our clients come first. We’re passionate about what we do and true to the people we serve. That’s why more than 1.2 million people place their trust in us.

A true leader that stands by you today and tomorrow

At Allianz, we never forget what’s important to you.

We understand that your hard-earned money means more to you than numbers printed on a financial statement. It’s about how you envision your future – your dreams, goals, values, and aspirations. And it’s about the people you love, the passions you pursue, and everything in life that inspires you.

That understanding is at the heart of what we do – from the products we offer to how we manage our assets. And that’s why we focus on keeping our promises to you today and for years to come. It’s a promise we’ve kept for more than a century.

True to your evolving needs

Our insurance products can help you plan for life’s uncertainties. Our annuity products can help you build wealth over time – while still allowing you to access principal – then convert those assets into a predictable stream of income during retirement. We also offer an array of optional living benefits designed to protect your accumulated assets during your lifetime, plus important death benefits for your beneficiaries – options that weren’t always available in the past. Because your situation is different from the next person’s, we offer our products only through licensed financial professionals who work with you to create an approach tailored to your specific needs.

True to our devotion to your financial security

Dreams can compete with financial realities. Market downturns can dent portfolios, causing people to revisit their dreams and rethink their lifestyle in retirement. And with people living longer than ever, there’s genuine concern about outliving one’s assets. Whether it’s dealing with uncertainty today or enjoying the prospect of prosperity tomorrow, you may be seeking time-proven strategies on how to manage your finances to ensure a brighter future – regardless of market changes.

Allianz is driven by the vision that every American should have the opportunity to live out their life with financial independence. We strive to help you gain confidence in your future through an approach to retirement planning that reflects the realities of a new era.

Testimonial Image
Just bought my first SMA and was very happy to have gone through Immediate I found them in an article in the Wall Street Journal. As a first time buyer, I had a lot of questions. But to their credit, they did a great job answering my questions directly or getting the right answers from the right people when they needed to.
Allen Boaman
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A true tradition of innovation in retirement income and protection

We’re an innovator of financial solutions for people who seek predictable retirement income along with protection against the unknown. Through our products and network of financial professionals, we can help you seek to achieve your most important goals, including:

1. Wealth accumulation for your future plans

2. Predictable income for your retirement years

3. Protection of your assets

True to our standards

Our diversified portfolio of high-quality investments is designed to generate consistent and reliable returns. It’s a disciplined approach that enables us to be true to our promises.

True to our comprehensive approach to managing risk

No one can predict how markets will perform over time. Yet through our conservative risk management strategies, we can help guarantee that the money you entrust with us will be there when you need it.

Our approach to managing risk encompasses product design, hedging, and reinsurance, and leverages global resources for oversight. It’s a robust and integrated approach that allows us to provide consumers with financial guarantees.

Product design

We provide financial solutions that people want and the protection they need. As an innovator in the annuity marketplace, we’re dedicated to helping people transition through life’s financial turning points: from building assets to using them to fund retirement – or to leaving a legacy for loved ones.


We’ve created proprietary expertise across both our fixed and variable annuity and life insurance products to support the innovative benefits we offer. We manage risk in real time by re-balancing our positions regularly to hedge against potentially extreme market events. Our in-house hedging program saves costs and expenses and generates advantages that we can pass on to contract holders through the value-added products, benefits, and features we offer.

We’ve been successfully hedging our products since 1996. As a result, our hedge performance – which helps support the guarantees we offer – has weathered both general market turbulence and periodic financial crises.


Reinsurance can be an effective way for insurers to reduce or transfer risk. For certain lines of business, we use reinsurance from carefully selected companies to continually manage risk within tightly controlled limits.

Global resources

Rigorous and ongoing risk oversight helps us keep our commitments. We leverage the global resources of our parent company, Allianz SE, and our dedicated risk oversight division performs ongoing reviews of key risks and risk-management functions.

True to our long-standing reputation for excellence

Any financial product is only as strong as the company behind it. That’s why it’s important that you work with a company you can trust for the long term.

Our consistently high ratings from independent rating agencies – including A.M. Best, Standard and Poor’s, and Moody's – reflect our stability, strong balance sheet, and integrity.

We take great pride in our exceptional ratings. They demonstrate that we’ve always been true to our you can be true to yours.

True to our strength as part of a global financial powerhouse

We’re proud to be part of Allianz SE, a global financial services group. Founded in 1890 in Germany, Allianz SE has nearly 75 million customers across 70 countries.

Allianz SE is the world’s:

20th largest company 1

3rd largest company in the insurance industry, based on sales 2

4th largest company in the insurance industry, based on assets 2

2nd largest money manager 3

We’re also part of the Allianz SE family of companies in North America, including Fireman’s Fund® and Allianz Global Investors. Fireman’s Fund has been selling insurance for more than 140 years, and Allianz Global Investors is a network of companies that includes PIMCO (Pacific Investment Management Company LLC), one of the world’s leading fixed-income managers.

True in everything we do.

A leading provider of annuities and life insurance, Allianz Life Insurance Company of North America (Allianz) bases each decision on a philosophy of being true: True to our strength as an important part of a leading global financial organization. True to our passion for making wise investment decisions. And true to the people we serve each and every day.

Through a line of innovative products and our network of trusted financial professionals, Allianz helps more than 1.2 million people as they seek to achieve their financial and retirement goals. Founded in 1896, Allianz is now proud to play a vital role in the success of our global parent, Allianz SE, one of the world’s largest financial services companies.

While we pride ourselves on our financial strength, we’re made of much more than our balance sheet. We believe in making a difference with our clients by being true to our commitments and keeping our promises. People rely on Allianz today and count on us for tomorrow – when they need us most.

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Comments (2)

  1. Barry:
    May 18, 2015 at 11:53 AM

    What are your thoughts on the Allianz 222 fixed index annuity ?

  2. Hersh Stern:
    May 18, 2015 at 12:45 PM

    Hi Barry-

    The Allianz 222 is a fixed index annuity I’d consider for a couple of reasons:

    1) There are no fees.
    2) It offers a variety of index options and crediting strategies.
    3) Once you start receiving lifetime income, your income will continue to increase in each year that you experience index-based gains. This differs from most income riders, where your monthly lifetime income remains level once you start receiving it.

    One potential drawback is that you must wait at least ten years before you start receiving lifetime income. For this reason, we find the annuity to be quite competitive for future income (not immediate income) purposes. We also like the fact that your income continues to grow after you’ve started it. This provides some upside potential that most other indexed annuities don’t offer.