About ImmediateAnnuities.com

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ImmediateAnnuities.com is the website of Hersh Stern, founder of one of the nation's leading online annuity brokerage firms. From his offices near Princeton, New Jersey, Hersh and his company have been publishing the Annuity Shopper Buyer's Guide since 1986 and offering leading edge annuity services to tens of thousands of consumers and corporations. Among its many corporate pension clients are companies like Bulova Watch, Coulter Corp., Gumps, McCall's, Richardson-Vicks, Tokio Marine, Velcro Corp., and Wickes Furniture.

During the past decade, ImmediateAnnuities.com has been rated the #1 consumer site for annuities by Google and Trustpilot and featured in numerous articles by the editors of CNN Money, Wall Street Journal, Kiplingers, and Washington Post. We invite you to read these excerpts from the articles below. Please feel free to call Hersh at 800-872-6684 with any questions about annuities.

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time

Taking a look at longevity annuities in retirement

By Janet Kidd Steward

Jul. 11, 2015

"A 60-year-old woman who puts $50,000 into a QLAC on the individual market might get $2,184 per month beginning at age 85, according to recent quotes from immediateannuities.com."

time

New Annuity Options to Plan Around Life's Biggest Unknown

By Mark Miller

Jun. 25, 2015

"An immediate annuity would provide $6,144 for the 70-year-old man and $5,748 for the woman, according to Immediateannuities.com."

time

Majority of Americans Flunk Social Security Quiz

By Mary Beth Franklin

Jun. 12, 2015

"For example, it would cost a 65-year-old man $500,000 to purchase a joint life immediate annuity that generates $2,100 per month in income for as long as either spouse lived, according to immediateannuities.com."

clark howard

2 Kinds of Annuities That Actually Make Sense for Your Wallet

By Clark Howard

Jun. 2, 2015

"Be sure to get a quote for an immediate annuity from ImmediateAnnuities.com. If you have military service, you'll also want to get a quote from USAA and maybe TIAA-Cref."

time

The Simple Truth About Annuities

By Nilus Mattive

May 6, 2015

"If you want to get a sense of how much income you could generate from an immediate, fixed annuity, I suggest you start with an online calculator like the one found at http://immediateannuities.com/."

time

Why Variable Annuities Stink

By Clark Howard

Apr. 29, 2015

"Be sure to get a quote for an immediate annuity from ImmediateAnnuities.com."

time

Solving an 80-year-old's retirement income dilemma

By Steve Vernon

Apr. 20, 2015

"A recent estimate from Immediateannuities.com, a low-cost annuity bidding service, shows that $100,000 could buy an annual lifetime income of..."

time

3 Ways to Guarantee Retirement Income for Life

By Kimberly Lankford

Mar. 26, 2015

"If you're considering an immediate or a deferred-income annuity, you can do some calculations at www.immediateannuities.com."

time

How Much to Invest in an Immediate Annuity

By Kimberly Lankford

Mar. 20, 2015

"The older you are when you invest in the immediate annuity, the higher your annual payouts will be. You can run the numbers for your situation at www.immediateannuities.com."

time

Simple Steps to Avoid Outliving Your Money in Retirement

By Dan Kadlec

Feb. 4, 2015

"There are also online tools for do-it-yourself annuity shoppers. You can get quotes for immediate and deferred annuities at immediateannuites.com."

yahoo finance

5 Secrets to a Happy Retirement

By Donna Rosato

Jan. 2015

"You can engineer a steady income by buying an immediate fixed annuity. According to ImmediateAnnuities.com, a 65-year-old man who puts $100,000 into an immediate annuity today would collect..."

kiplinger

10 Best Personal-Finance Tools to Better Manage Your Money

By the editors of Kiplinger's Personal Finance

Dec. 2014

"Payouts can vary a lot from company to company based on your age, sex, amount and type of payout. The best way to find out which insurers offer the highest lifetime payouts for you is to go to ImmediateAnnuities.com. It provides quotes for most of the top annuity companies."

forbes

Are You Worried About Retirement?

By Erik Carter

Nov. 21 2014

"One is to purchase an immediate annuity with your nest egg. According to this immediate annuity calculator (ImmediateAnnuities.com), a 65-yr old couple would be able to get..."

forbes

How To Generate Retirement Income From Savings

By Steve Vernon

Nov. 12, 2014

"There are three ways you can buy an immediate annuity. You can use an online service such as ImmediateAnnuities.com..."

time

6 Ways to Have a Richer Retirement

By Penelope Wang

Nov. 8, 2014

"Unlike immediate annuities, which pay out right away, deferred annuities kick in after 15 or 20 years or more, depending on the period you choose. “It’s a form of insurance for old age, but you’re buying it at a big discount to the cost of an immediate annuity,” says York University finance professor Moshe Milevsky. You can find quotes for longevity annuities at immediateannuities.com."

new york times

Making Sure Retirement Savings Don’t Run Out

By Conrad De Aenlle

Oct. 22, 2014

"...to buy immediate monthly payments of the same amount, according to the website immediateannuities.com."

time

You May Live Longer Than You Think. Here’s How to Afford It

By Penelope Wang

Oct. 18, 2014

"...according to ImmediateAnnuities.com."

wall street journal

Longevity Puzzle: A Medical Diagnosis Complicates Retirement Planning (Subscription to online WSJ required)

By Liam Pleven

Oct. 10, 2014

"Currently, a 70-year-old man could buy an immediate annuity for $128,000 that would pay out more than $800 a month for life, according to ImmediateAnnuities.com, an online brokerage."

time

Why Gen X Feels Lousiest About the Recession and Retirement

By Dan Kadlec

Aug. 28, 2014

"Looked at another way: purchasing an immediate annuity for $1 million today would buy $5,000 of monthly income (as of 08-28-2014), according to ImmediateAnnuities.com."

market watch

Is it worth it to buy a ‘longevity annuity’?

By Glenn Ruffenach

Aug. 25, 2014

"...according to ImmediateAnnuities.com. But with a longevity policy that starts payments at age 75..."

wall street journal

Insurance Against Outliving Your Retirement Savings

By Anne Tergesen

Aug. 23, 2014

"... according to ImmediateAnnuities.com, which provides free quotes from insurers."

wall street journal

Can You Afford to Retire Early?

By Liz Moyer

Aug. 1, 2014

"...according to ImmediateAnnuities.com, an online annuity brokerage."

wall street journal

Simple Methods to Predict Your Retirement Income

By MJP

Jul. 10 2014

"A second fast and easy way to predict your retirement income is to hypothetically purchase a deferred annuity using all of your current retirement assets. You can do this using a deferred annuity calculator, such as the one available here (ImmediateAnnuities.com)."

wall street journal

Using Immediate Annuities to Guarantee Retirement Income (Subscription to online WSJ required)

By Walter Updegrave, Personal Finance Columnist

Jul. 4, 2014

"Monthly payouts can easily vary 5% to 10% from one insurer to another. You can get quotes from several insurers by going to ImmediateAnnuities.com, an online annuity brokerage firm."

bankrate

Treasury OKs Annuities in 401(k)s

By Jennie L. Phipps

Jul. 2, 2014

"One of the advantages of these annuities is the security of knowing that your money will grow and provide a predictable return without a lot of risk. For instance, according to ImmediateAnnuities.com, someone who uses $40,000 of their IRA savings at age 50 to purchase a longevity annuity could expect to receive about $1,000 a month for life beginning at age 75."

market watch

Barron's 2014 List of the Top 50 Annuities (Subscription to online Barron's required)

By Karen Hube

Jun. 21, 2014

"'You can look at the guaranteed income and know what you're getting,' says Hersh Stern, founder of ImmediateAnnuities.com, a source of data on fixed annuities."

market watch

3 Ways to Avoid Outliving Your Nest Egg

By Glenn Ruffenach

Jun. 9, 2014

"But immediate annuities, in particular, which tend to be relatively simple and cost-efficient, can help bridge the gap between what Social Security will cover and what you need for essential expenses. Check out how much you might receive at immediateannuities.com."

wall street journal

How to Manage Your Retirement Withdrawals (Subscription to online WSJ required)

By Walter Updegrave, Personal Finance Columnist

Jun. 6, 2014

"With these, you hand over a lump sum to an insurer in return for monthly income as long as you live. For an estimate of how much you might receive each month after expenses, you can go to ImmediateAnnuities.com."

forbes

Leverage Your Way To A Richer Retirement

By Daniel Fisher

Mar. 3, 2014

"Another approach to setting up this “floor” would be to buy an immediate annuity that pays out $5,000 a month until you die. ImmediateAnnuities.com says..."

guardian

Two Unusual Ways to Beat the Panic of Retirement Savings

By Suzanne McGee, Financial Journalist

Feb. 16, 2014

"If you’re a 65-year-old woman, you can turn $200,000 into a lifetime (inflation-adjusted) income of between $1,000 and $1,100 a month; if you’re 70, the same sum will bring you as much as $1,230 a month. If you can wait until you’re 75, the figure could be as high as $1,470 a month. (the website is quoting immediateannuities.com)"

cbs money watch

Costs Matter When Generating a Retirement Paycheck

By Steve Vernon

Nov. 1, 2013

"You can find annuity bidding platforms at...ImmediateAnnuities.com."

cnn money

Immediate Annuities: When Guaranteed Income Is a Bad Bet

By Penelope Wang

Oct. 11, 2013

"To see the benefits of putting a portion in an immediate annuity -- perhaps enough to cover much of your fixed expenses -- get quotes at immediateannuities.com"

kiplinger

Add an Annuity to Your Retirement-Income Mix

By By Kimberly Lankford

Oct. 2013

"Compare prices for immediate annuities at www.ImmediateAnnuities.com,which provides payout quotes for many top annuity companies."

pbs

An 8.3 Percent Return on Your Money, Guaranteed for Life?

By Lew Mandell

Sep. 12, 2013

"To get an idea of the guaranteed cash flow available on a SPIA, you might want to go to this site (www.immediateannuities.com). This is a free web site that doesn't require a sign-in or identification from you and that tells you the monthly and annual payment that a fixed investment, such as $100,000, will give you for life, depending on your age and gender. You will be pleasantly surprised!"

clark howard

Best Providers of Immediate Payout Annuities

By Clark Howard

Aug. 18, 2013

"Be sure to get a quote for an immediate annuity from ImmediateAnnuities.com. If you have military service, you'll also want to get a quote from USAA and maybe TIAA-Cref."

wall street journal

Retirees Face High Stock Prices and Low Bond Yields

By Brett Arends, Personal Finance Columnist

Jul. 27, 2013

"According to Hersh Stern, an industry expert and the head of ImmediateAnnuities.com, a comparison website, payout rates on annuities remain little improved on the record lows seen a few months ago."

kiplinger

7 Annuity Mistakes to Avoid

By Kimberly Lankford

Jun. 21, 2013

"You can get current rates at ImmediateAnnuities.com. Before you choose the type of annuity payout, review your financial plan and make sure your spouse will have enough income to live on after you die."

moneywatch

The best way to buy annuities for retirement

By Steve Vernon

Apr. 24, 2013

"My favorite way to buy immediate annuities is through an online shopping service such as Immediateannuities.com... These services shop your annuity for the best price among a panel of insurance companies, and they strive to minimize transaction fees."

today logo

It Takes Work to Plan a Successful Retirement

Interview with Tobie Stanger, Senior Editor, Consumer Reports Money Adviser

Apr. 11, 2013

"...a fixed immediate annuity may be a reasonable purchase. There's a web site called immediateannuities.com that provides comparisons. Consumer Reports Money Adviser has an upcoming article in June on this."

kiplinger

Cash From Your Life Insurance

By Sandra Block

Jan. 2013

"Shop around for the annuity provider that offers the largest payout. “There’s an amazing disparity among companies,” says Singer. You can compare payouts at www.immediateannuities.com."

kiplinger

Be Wary of Insurers Offering Annuity Buybacks

By Kimberly Lankford

Jan. 2013

"Joe goes to www.ImmediateAnnuities.com to find the cost of an immediate annuity based on his age at the time the income stream would begin."

time

Why an Immediate Annuity Might Be Right for You

By Walter Updegrave, Personal Finance Columnist

Sep. 21, 2012

"That’s less than either would get on their own because the chances that at least one of them will be around at some point in the future are greater than their chances individually. (You can get annuity quotes for different ages and investment amounts at immediateannuities.com.)"

cbs money watch

Are annuities a good deal or not?

By Steve Vernon

Aug. 24, 2012

"...the transaction charges are low and transparent. You can find other effective annuity shopping services at...ImmediateAnnuities.com."

aarp

Should You Take Your Pension in One Lump Sum?

By Jane Bryant Quinn

Aug. 20, 2012

"After rolling your 401(k) or other retirement money into an IRA, you could use part of the money to buy an immediate-pay annuity. That gives you a pension for life. To find the best buy, check this website (immediateannuities.com)."

kiplinger

Retirees Mull Pension Lump Sum Offers

By Eleanor Laise

Aug. 2012

"Meintjes calls the lump-sum offer "an incredibly dangerous thing," because retirees will be tempted to take the cash and plow it into risky investments. To check the annuity value of your lump sum, go to ImmediateAnnuities.com."

new york times

Getting to Retirement With Minimal Financial Risk

By Tara Siegel Bernard

May 18, 2012

"Annuities can also feel expensive. They may pay out approximately 4 or 5 percent of your investment, according to Professor Bodie, depending on the options you choose. An investment of $500,000 will buy slightly less than $2,400 in monthly income for a 65-year old man and his 62-year-old wife, according to a rough estimate from ImmediateAnnuities.com. But inflation-adjusted payments will cost more. "

yahoo finance

Best Money Moves for Seniors

By Donna Rosato

Apr. 12, 2012

"Even without a pension, you can collect a guaranteed check every month for life by buying an immediate annuity (you can shop for one at immediateannuities.com)."

cbs money watch

What Happens If Your Insurance Company Fails?

By Steve Vernon

Feb. 2, 2012

"You can view an insurance company's rating if you use an online annuity bidding service, such as...www.ImmediateAnnuities.com."

cbs money watch

My 4 favorite ways to generate retirement income

By Steve Vernon

Jan. 16, 2012

"My favorite source for buying an annuity is an online shopping service that searches for the best rate among a select group of insurance companies, such as...ImmediateAnnuities.com."

new york times

In Annuities, Better Rates Come With Complexity

By Conrad De Aenlle

Sep. 15, 2011

"At first glance, annuity rates do not seem so miserly. A woman, 65 and living in New York, for instance, can receive 7.1 percent a year, according to the Web site ImmediateAnnuities.com."

aarp

What's in Your Retirement Portfolio?

By John F. Wasik

Aug. 18, 2011

"Online resources: Putting together a portfolio is complicated. Here's a list of websites that can help you track down specific investments or create a portfolio with a professional. Annuity Quotes (www.immediateannuities.com)."

moneywatch

Why Immediate Annuities Deserve A Second Look for Your Retirement

By Steve Vernon

Jul. 18, 2011

"Online services such as immediateannuities.com...will help you shop for annuities by comparing monthly income amounts among various insurance companies, and showing the insurance companies' safety ratings."

wall street journal

Is It Time to Buy an Annuity?

By Anne Tergesen and Leslie Scism

May 14, 2011

"Currently, a 65-year-old man paying $100,000 for an immediate fixed annuity can get about $7,600 a year for life, according to ImmediateAnnuities.com, a website that provides free quotes from insurers. That's much more than he would be able to produce from an investment portfolio of the same size, assuming he withdraws no more than 4% a year, the limit financial advisers generally recommend."

moneywatch

Planning Your Retirement: The Best Ways to Generate Lifetime Income

By Steve Vernon

May 9, 2011

"You can estimate how much you'll receive by using online annuity purchase services such as www.immediateannuities.com."

wall street journal

Retirement Income? Annuities Come Up Short

By Brett Arends, Personal Finance Columnist

Apr. 30, 2011

"Hersh Stern, the head of ImmediateAnnuities.com, points out that people who have held off buying an annuity over the past couple of decades, waiting for rates to recover to previous levels, have waited in vain."

daily finance

Six Best Calculators for Figuring Out Your Retirement Strategy

By Jennie L. Phipps

Jan. 25, 2011

"One way is to buy an annuity with part of your savings. ImmediateAnnuities.com calculates how much income you can get for your money. You don't have to register or part with much personal information, which makes this calculator a good deal."

daily finance

Retirement Income: Six Ways to Earn $1,000 a Month

By Jennie L. Phipps

Jan. 20, 2011

"You can noodle around with these numbers without registering or fearing that a salesperson will bother you if you don't want to be contacted by going to ImmediateAnnuities.com."

cbs money watch

5 Tips for Buying an Immediate Annuity

By Steve Vernon

Oct. 18 2010

"...www.ImmediateAnnuities.com have offered online shopping services for awhile, where you can get online estimates of your monthly income."

cbs money watch

Retirement Calculator Roundup: Top Tools For Boomers

By Carla Fried

Aug. 3, 2010

"The Immediate Annuities calculator (ImmediateAnnuities.com) provides an estimate of the income you could lock in if you chose to convert some of your retirement assets into a fixed-payment annuity."

forbes

For Some Retirees, This Annuity Makes Sense

By Mel Lindauer, Contributor

Jul. 29, 2010

"You can get quotes on SPIAs for various options from immediateannuities.com"

moneywatch

Set Up a Future Retirement Income, with New-Style Annuities

By Jane Bryant Quinn

Jun. 4, 2010

"Financially, you could do better by putting part of your $100,000 toward a plain vanilla immediate-pay annuity that gives you fixed lifetime payments, starting now (for prices, see ImmediateAnnuities.com)."

consumer reports

Should You Switch To The Sun Life Brand?

Consumer Reports Money Adviser

Jun. 2010

"The company sells both fixed and variable annuities. Its fixed immediate annuities pay an interest rate above the industry average (but not the best available) for men, according to data compiled by ImmediateAnnuities.com. Women get less than the industry average."

kiplinger

Lock In Your Retirement Income

By Kimberly Lankford

May 2010

"Payouts can vary enormously by company, so it's a good idea to compare prices from many insurers. "There's easily a 10% to 15% spread from the top to the bottom of the list," says Hersh Stern, publisher of AnnuityShopper.com. Stern's Web site (www.immediateannuities.com) includes a database of more than a dozen annuity companies, making it easy to compare benefits."

washington post

Tools to Safeguard Your Retirement Income

By Kimberly Lankford

Apr. 18, 2010

"...it's a good idea to compare prices from many insurers. "There's easily a 10% to 15% spread from the top to the bottom of the list," says Hersh Stern, publisher of AnnuityShopper.com. Stern's Web site (www.immediateannuities.com) includes a database of more than a dozen annuity companies, making it easy to compare benefits."

asset builder

Understanding Life Annuities

By Scott Burns

Feb. 3, 2010

"...is less than the amount offered on a similar contract on the website www.ImmediateAnnuities.com."

new york times

The Unloved Annuity Gets a Hug From Obama

By Ron Lieber

Jan. 29, 2010

"Early on, the knock on annuities was that once you died, the money was gone. So let’s say a 65-year-old man in Illinois turned over $100,000 in exchange for $632 a month for life, a recent quote from immediateannuities.com."

moneywatch

7 Best Annuities to Guarantee Income for Life

By Kathy Kristof

Dec. 8, 2009

"You may want to buy multiple annuities from assorted safe companies, says Hersh Stern, publisher of Annuity Shopper and ImmediateAnnuities.com."

kiplinger

Buy A Pension With An Immediate Annuity

By Steven Goldberg

Nov. 17, 2009

"The best place to start your search is at ImmediateAnnuities.com (800-872-6684). Plug in the state you live in, your age and your gender, and the Web site instantly spits out quotes from numerous companies."

boston

This Year, Variable Annuities Are A Better Deal For the Seller Than For the Investor

By Scott Burns

Sep. 9, 2009

"A $100,000 variable annuity contract with such a guarantee means a 65-year-old can have $5,000 a year, or $417 a month, for life. According to www.immediateannuities.com, a 65-year-old can buy a life annuity that will pay $417 a month for life for $61,000. That means he’d have $39,000 “left over."

kiplinger

An Annuity That Pays Now and Forever

By Kathryn A. Walson, Staff Writer, Kiplinger’s Retirement Report

Jul. 1, 2009

"Even if interest rates don't rise, an annuity ladder enables you to capture higher payments because of your age. You should buy annuities from more than one company to spread your risks in case one insurer goes under. To get quotes, go to www.immediateannuities.com."

kiplinger

Guaranteed Income for Life

By Kimberly Lankford

Jul. 2009

"To estimate how much you would have to invest to generate the monthly income you need, go to www.annuityshopper.com (immediateannuities.com)."

aarp

Are Annuities Right for You?

By Martha M. Hamilton

Mar. 26, 2009

"Immediate Annuities.com compares prices from participating companies and can give you an idea how much in monthly payments an investment can buy."

wall street journal

Life Annuity Calculators: Finding the Best Online

By MJP

Mar. 25, 2009

"Perhaps the most prominent site featuring life annuities is ImmediateAnnuities.com. I have visited it numerous times, to gather information and run numbers on different income annuity scenarios. The calculator on this site is basic but effective. You enter your state, age, and gender, then either a desired income payment or fixed investment amount. For a joint life annuity, you have the option of entering your spouse’s age and gender. The output includes data for 11 different types of fixed and life annuities."

wall street journal

Look Before You Leap Into Fixed Annuities

By Kristin McNamara and Shelly Banjo

Feb. 10, 2009

"Payout rates for fixed immediate annuities vary with factors including your age, gender and contract terms. For example, a 60-year-old woman who pays an insurer $100,000 could receive monthly payments between $590 and $623 for her lifetime, depending on the insurer and beneficiary options she chooses, according to ImmediateAnnuities.com."

bankrate

Classic question: Annuities or bonds?

By Don Taylor, Ph.D., CFA

Feb. 3, 2009

"I used the annuity quote function on ImmediateAnnuities.com and assumed a $1 million investment for a 66-year old male. You can do your own calculation based on your age and the money you have available to purchase the annuity. The site will return almost two dozen different monthly payments based on typical annuity options."

kiplinger

Be Wary of Insurers Offering Annuity Buybacks

By Anne Kates Smith

Sep. 2008

"He does recommend a "period certain" feature -- meaning that if you die before a certain cut-off date, your heirs will receive annuity payouts until the cutoff. Check annuities and their prices at www.ImmediateAnnuities.com."

asset builder

Yes, You’re A Virtual Millionaire. But So Is Everyone Else.

By Scott Burns

Jun. 25, 2008

"You can check that by visiting www.immediateannuities.com, entering your age, state of residence, and expected monthly income. It will show you how much that income would cost as an investment in a single premium immediate annuity."

bankrate

Rating and buying annuities

By Jenny McCune

Feb. 9, 2007

"Where to buy annuities: The monthly payout from an immediate annuity can vary a lot, depending on the source. Check Immediateannuities.com to get a baseline price..."

cnn money

Pensions: Annuity Or Lump Sum?

By Walter Updegrave, Money Magazine Senior Editor

Jan. 29, 2007

"You can shop for the highest payments for this type of annuity by clicking here (www.immediateannuities.com)."

usa today

Are Annuities Right for Your Nest Egg?

By Kathy Chu, USA TODAY.

Dec. 1, 2006

"The costs of fixed annuities usually aren't immediately clear. That's because the fees are built into your monthly payouts. The higher the fees, the lower the monthly payouts. That's why it's important that retirees compare payouts from different companies, at sites such as www.immediateannuities.com."

kiplinger

When to Accept a Buyout

By Mary Beth Franklin

Aug. 2006

"The easiest way to figure out whether a lump sum or a traditional pension is the better deal is to compare how big your monthly payment would be if you used the lump sum to buy an immediate annuity from an insurance company. You can compare prices at Web sites such as www.annuityshopper.com (ImmediateAnnuities.com)."

bloomberg

New Wrinkles For Annuities

By Anne Tergesen, Contributing Editor, The Wall Street Journal

Jul. 23, 2006

"It's only if he lives beyond his life expectancy of 82 that he will come out ahead by choosing the 3% raise, says Hersh Stern, publisher of Annuity Shopper magazine."

kiplinger

Guarantee Income in Retirement

By Kimberly Lankford, Kiplinger News Service

Jun. 26, 2006

"...according to ImmmediateAnnuities.com, an annuity brokerage that works with many companies and is a great source for price quotes."

southcoast today

A Simple Way to Save for Retirement

By Jonathan Clements, Director of Financial Education for Citi Personal Wealth Management

Apr. 9, 2006

"Get a fistful of quotes from your insurance agent or from a Web site like www.immediateannuities.com. There's often a wide spread in the income offered by insurers, so it pays to shop around."

bankrate

Immediate annuities: Do-it-yourself pensions

By Jenny McCune

Feb. 9, 2006

"Online calculators, such as the one at immediateannuities.com, give free quotes."

cnn money

3 Rules for a Happy Retirement

By Walter Updegrave, MONEY Magazine Senior Editor

Jan. 13, 2006

"By investing a portion of your 401(k) or other savings in an "income annuity," it will pay you a guaranteed income as long as you live. You can get price quotes from several annuity issuers, as well as their financial strength ratings, at a site like Immediateannuity.com."

cnn money

Which is better: pension or payout?

By Walter Updegrave, Money Magazine Senior Editor

Nov. 25, 2005

"The size of the payment your wife would receive will vary from company to company, but when I went to Immediateannuities.com -- which gives an average of what several insurers would pay -- and plugged in your wife's info..."

cnn money

Income For Life...A Good Deal?

By Walter Updegrave, Money Magazine Senior Editor

Nov. 15, 2005

"If you'd like to get an idea of how much lifetime income you can get for your wife from different insurers for a given sum -- $100,000 or whatever -- check out the annuity calculator at Immediate Annuities.com. By doing this, you and your wife will at least have some sense of just how much income she may have to live on after you're gone."

chicago tribune

Mouthful of an Investment Made for a Long Life

By Matthew Lubanko, Financial Columnist, Hartford Courant

Sep. 12, 2004

"'Look for the biggest payout you can get, from an insurer that can stand behind its guarantee to pay you for life,' said Hersh Stern, publisher of The Annuity Shopper...Treasury yields matter because they often influence the rates insurers pay to annuity owners. In today's low-rate climate, for example, annuitants can expect to receive from 2.75 percent to 4.25 percent, depending on the expected life span of the person buying the contract, said Stern."

forbes

Guaranteed Returns

By Carrie Coolidge, Personal Finance Writer, Forbes

Jun. 9, 2003

"...CD-like annuities are no-load products that don't have annual management fees or expense charges. "What you see is what you get," says Hersh Stern, publisher of Annuity Shopper, a semiannual publication."

usa today

An Annuity Could Protect Savings

By Sandra Block, USA TODAY.

Nov. 23, 2001

"If you're convinced an immediate annuity is right for you, do your homework. There are several Internet Web sites that let you get free quotes on monthly payments. One of the easiest to navigate is WebAnnuities.com (www.immediateannuity.com)."

Terry Savage

Terry's Favorite Annuity Websites: ImmediateAnnuities.com

"How large a monthly payout can you get for life from a specific lump sum? Just enter your age and see what various insurance companies are offering. Also an excellent place to double check your company plan's retirement choices. If they offer you a lump sum or monthly payout, here you can see if you could do better."

Bottom Line Personal

"It's also possible to deal with a reputable broker who maintains a broad database of annuity rates paid by different insurance companies. (Our) top source: Hersh Stern, an insurance-broker who specializes in immediate annuities. He publishes the Annuity Shopper, a newsletter that compares different insurers' ratings and charges."


Jane Bryant Quinn

By Jane Bryant Quinn

"Finding the best such annuity is the easiest job in personal finance...You can buy the annuity directly through a broker (Hersh Stern, publisher of Annuity Shopper) who will answer your questions and handle your order by phone...Check the Annuity Shopper magazine for the companies that pay the highest monthly incomes per $1,000 invested."


Straight Talk On Your Money

By Ken & Daria Dolan

"Our Top Annuity Source... For annuities, we recommend... Hersh Stern, publisher of the Annuity Shopper. Hersh also offers a rating service which can help you compare different companies' rates and charges."


Business Week

"If you're talking about retirement, a fixed annuity makes sense...To compare different insurers' ratings, interest rates, and charges, check Annuity Shopper."