Deferred Annuities a Superior Retirement Vehicle
When you compare stock and bond returns to deferred annuities, you may be pleasantly surprised.
The desire you may feel to chase high returns can be seductive. However, the stability offered you by a deferred annuity is well worth the payoff in security of funds.
Also, deferred annuities are tax-deferred, as opposed to a certificate of deposit in which you will immediately owe taxes on the interest.
Starting early with a deferred annuity can be incredibly beneficial as the interest is compounding. Having a deferred annuity for 10 years or more can really add up.
Deferred Annuity table
|Company / Product||Rate||Yrs.|
|Sentinel Security LifePersonal Choice Annuity 10||3.00%||10|
|Guggenheim Life and AnnuityPreserve MYGA 9||2.60%||9|
|Oxford LifeMulti-Select 8||2.70%||8|
|Sentinel Security LifePersonal Choice Annuity 7||2.90%||7|
|Atlantic Coast LifeSafe Haven 6||2.87%||6|
|Sentinel Security LifePersonal Choice Annuity 5||2.80%||5|
|Oxford LifeMulti-Select 4||2.25%||4|
|American EquityGuaranteeShield 3||2.40%||3|
This is a table illustrating today's top interest rates for deferred annuities. The table lists the name of the insurance company, annual effective yield, and the number of years for which the yields are guaranteed. To learn more about deferred annuities click any line in the chart or call 800-872-6684 for quick answers.