Prudential ~ SurePath Income
The Prudential Surepath Income annuity is a Fixed Indexed annuity designed for growth with an income rider.
Surepath Income Annuity Highlights:
- This annuity offers penalty-free interest withdrawals.
- There are no fees, loads, or sales charges.
- Participate in stock market gains without any downside risk.
- Fixed indexed annuity primarily meant for income.
- Click to read the Surepath Income company brochure.
| Surepath Annuity Interest Rates | |||
|---|---|---|---|
| Index | Strategy | Cap Rates | Participation Rates |
| S&P 500 | Annual Point to Point | 5% | N/A |
| Annual Point to Point | N/A | 30% | |
| 3 Year Point to Point | 20% | N/A | |
| 3 Year Point to Point | N/A | 40% | |
| MSCI EAFE | Annual Point to Point | 5% | N/A |
| Annual Point to Point | N/A | 30% | |
| 3 Year Point to Point | 20% | N/A | |
| 3 Year Point to Point | N/A | 40% | |
| Goldman Sachs Voyager Index | Annual Point to Point | N/A | 125% |
| 3 Year Point to Point | N/A | 155% | |
| Declared Rate = 3.00% | |||
Frequently Asked Questions About the SurePath Income Annuity:
Q: What is the minimum premium I need to pay?
A: $25,000
Q: Am I paid a bonus on my initial premium at sign-up?
A: Yes, there is a 10% bonsu to the income base at purchase.
Q: Can I pay additional premium later on?
A: No. This is a single premium annuity.
Q: Are there any age restrictions?
A: Yes. You must be at least 45 to purchsae this product, and you can purchase this annuity up to age 85. In some states the age requirements may differ.
Q: In which states is the SurePath Income annuity available?
A: The SurePath Income annuity is not available in all states. Call 800-872-6684 to find out if it's available in your state.
Q: Does this annuity have an income rider (for withdrawing income)?
A: Yes. This rider is mandatory, although there are no fees or charges for having it on the policy.
Q: For how long are surrender charges in effect?
A: 10 Years
Q: Does the SurePath Income annuity permit any withdrawals without penalties?
A: Yes. Up to 10% in each contract year.
Q: What benchmark indices do the Edge Elite 5 annuity offer?
A: S&P 500, MSCI EAFE, Goldman Sachs Voyager Index
Q: What are the index account options?
A: Annual Point-to-Point, 3 Year Point-to-Point.
Q: What is the Method for Crediting Interest or Gains?
A: Cap rates, participation rates.
To review the SurePath Income annuity with an agent or to receive a free personalized illustration call 800-872-6684 or fill in the "Get My Free Quote" form in the upper right section of this page.
Read more about the Prudential SurePath Income Annuity on Prudential's site
See which other annuities are really popular here.
