Rules for Using our ImmediateAnnuities.com Website

The following rules govern the use by you of ImmediateAnnuities.com. The rules set forth herein apply to all materials, online communications and other information that is or becomes available on ImmediateAnnuities.com (collectively, "Information"). BY SIGNING ON AND USING ImmediateAnnuities.COM, YOU SPECIFICALLY AGREE TO ABIDE BY THESE RULES AND ANY MODIFICATIONS THERETO.

  1. Personal Uses Permitted

    ImmediateAnnuities.com is an online information exchange service for use by the general public. You shall not post, publish, transmit, reproduce, distribute or in any way use or exploit any Information for commercial purposes or otherwise use the Information in a manner that is inconsistent with these rules and regulations.
  2. User's Obligation to Abide By Applicable Law

    In connection with the use of ImmediateAnnuities.com, you shall abide by all applicable federal, state or local laws, including those pertaining to such areas as libel, slander, defamation, trade libel, product disparagement, harassment, invasion of privacy, tort, obscenity, indecency, and copyright or trademark infringement ("Applicable Law"). The Information available on ImmediateAnnuities.com may include intellectual property that is protected under the copyright, trademark and other intellectual property laws of the United States and/or other countries ("Intellectual Property Laws"). Such Intellectual Property Laws generally prohibit the unauthorized reproduction, distribution or exhibition of all text, photographic and graphic (art and electronic) images, music, sound samplings and other protected materials. The violation of applicable Intellectual Property Laws may give rise to civil and/or criminal penalties.
  3. Disclosure of Online Communications

    You are cautioned that any online communications may not be fully confidential. In addition, you should be aware that federal postal regulations do not protect electronic mail. You should be aware that some administrative personnel of ImmediateAnnuities.com may, in the course of their regular duties, have access to communications for technical or operational purposes. ImmediateAnnuities.com may also disclose any communications to the extent permitted or required by law.
  4. Rogue Programming

    "Rogue Programming" is any software or other materials which contain a computer virus, trojan horse, timebomb, worm or other rogue programming. ImmediateAnnuities.com has no obligation to detect the presence of any Rogue Programming. Any downloading of software or other materials or any other use of the Information on ImmediateAnnuities.com is at your risk, and you are advised to take adequate precautions to minimize any loss to your system caused by Rogue Programming, including use of anti-virus programs and proper backup of files.
  5. Disclaimer of Warranties

    ImmediateAnnuities.COM IS PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE, NONINFRINGEMENT, OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. NEITHER ImmediateAnnuities.COM NOR THE MEMBER STATIONS WARRANT THAT ANY INFORMATION IS COMPLETE OR ACCURATE, THAT ImmediateAnnuities.COM WILL BE UNINTERRUPTED OR ERROR FREE OR THAT ANY INFORMATION IS FREE OF ROGUE PROGRAMMING.
  6. Limitation of Damages

    UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, SHALL ImmediateAnnuities.COM BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES THAT MAY RESULT FROM THE USE OR INABILITY TO USE ImmediateAnnuities.COM, INCLUDING WITHOUT LIMITATION USE OF OR RELIANCE ON INFORMATION AVAILABLE ON ImmediateAnnuities.COM, INTERRUPTIONS, ERRORS, DEFECTS, MISTAKES, OMISSIONS, DELETIONS OF FILES, DELAYS IN OPERATION OR TRANSMISSION, NONDELIVERY OF INFORMATION, DISCLOSURE OF COMMUNICATIONS, OR ANY OTHER FAILURE OF PERFORMANCE.
  7. Release and Indemnity

    YOU HEREBY RELEASE AND WAIVE ANY AND ALL CLAIMS AND/OR LIABILITY AGAINST ImmediateAnnuities.COM ARISING FROM OR IN CONNECTION WITH YOUR USE OF ImmediateAnnuities.COM. YOU ALSO AGREE TO DEFEND, INDEMNIFY AND HOLD HARMLESS, ImmediateAnnuities.COM, FROM AND AGAINST, ANY AND ALL CLAIMS OR LIABILITY, INCLUDING COSTS AND ATTORNEYS FEES, ARISING FROM OR IN CONNECTION WITH YOUR USE OF ImmediateAnnuities.COM OR FAILURE TO ABIDE BY APPLICABLE LAW.
  8. Modifications

    These rules may be modified by ImmediateAnnuities.com from time to time and such modifications will be binding on you when placed online.
  9. Privacy Statement

    Please also make sure to read ImmediateAnnuities.com’s "Privacy Policy" to understand the additional terms and conditions which apply to your use of our sites. By accessing the ImmediateAnnuities.com website, you agree to be bound by the terms and conditions of this page and the Privacy Policy.