Free Annuity Calculators: See How Much You Could Earn
Use this free annuity calculator to get fast, free, and accurate income annuity quotes. Simply enter your age, gender, state, and when you want your income to begin. On the next page, you’ll see personalized estimates.
If you want guaranteed rates from top providers like New York Life, MassMutual, and more, complete the simple form on the next page. You’ll see your quotes instantly online—no phone number required.
Not looking for an income annuity? Use the following links to find today's best rates for:
What You Can Do with This Calculator
Our calculator lets you:
- Get quotes based on your premium payment or desired income amount
- See guaranteed income amounts from top-rated insurers
- Compare Immediate Annuities, Deferred Income Annuities, and QLACs
- Choose single or joint life annuity (just enter a second person’s birthdate and gender)
- Compare multiple payout options
About Our Quotes — Top-Companies, Top Rates
Our system instantly pulls rates from over 20 top-rated insurance companies, so you can easily compare annuity rates online.
As long as you provide valid information, your guaranteed quotes are ready to purchase. Most insurers even give you a week or two to submit your application.
You’ll receive quotes from trusted insurers like:
- New York Life (A++ rated by A.M. Best)
- MassMutual (A++ rated by A.M. Best)
- Nationwide (A+ rated by A.M. Best)
- Guardian Life (A++ rated by A.M. Best)
- And many more
Your full annuity quote report includes:
- Best annuity rates available today
- Insurance company ratings from A.M. Best, Moody’s, and Standard and Poor’s (where available)
- Insurance company information
- Tips for buying your best annuity
How to Buy Your Annuity
When you’re ready, call us at (866) 866-1999. Our annuity experts will guide you through a short questionnaire on the phone and quickly send your annuity application, showing exactly where to sign or fill out information.
Once your application is submitted, our dedicated case managers will ensure your annuity is issued promptly and correctly.
With over 30 years of experience and outstanding customer reviews, we’re here to help—even if you’re just exploring your options. Use our free calculator and call our experts anytime.
What is an income annuity, and how does it work?
An income annuity is a insurance product that provides a guaranteed stream, often for life. You pay a lump sum premium to an insurance company and, in return, the insurer promises to make guaranteed payments to you. The payments can start immediately (immediate annuity) or at a future date (deferred income annuity).
Are the quotes from the calculator guaranteed?
The income amounts you see on the next page are estimates only. These are intended to help you choose which payout options you want to compare. If you fill out the simple form on the next page, you'll get guaranteed quotes from top-rated insurers.
Do I need to provide a phone number to get my quotes?
No! We do not require a phone number to run your annuity quotes. Instead, if you find an annuity you want to buy, call our U.S.-based annuity experts at (866) 866-1999
Can I get quotes for single or joint life payouts?
Yes, all you have to do is enter an age and gender for the second annuitant to get joint life quotes. On the next page, click "+ Load More Annuity Quotes" if you want to see both single and joint life options.
How accurate are the estimates from the calculator?
We try to keep our estimates as accurate as possible. However, insurance companies can change their rates without notification. To ensure you are getting the most accurate rates, we suggest you run guaranteed quotes.
Which insurance companies provide the quotes?
Our quote system surveys annuity rates from over 20 different top-rated insurance companies to bring you the best rates. We work with New York Life, MassMutual, Guardian, Nationwide, Penn Mutual, United of Omaha and more.
Can I buy an annuity from you after getting my quotes?
Yes! Just call our annuity experts at (866) 866-1999. We'll walk you through our simplified annuity-buying process. With over 30 years of experience, we've streamlined the buying process to ensure accuracy, privacy, and efficiency. We look forward to helping you.
We'd love to hear from you!
Please post your comment or question. It's completely safe – we never publish your email address.
Comments (0)
There are no comments yet. Do you have any questions?
We'd love to hear from you!
Please post your comment or question. It's completely safe – we never publish your email address.
Comments (0)
There are no comments yet. Do you have any questions?