If you are considering the purchase of an annuity - request an annuity quote to learn what interest rates are available for your age and deposit amount. You can then better decide if an annuity will help you meet your financial goals.
Get quick answers to your annuity questions: Call 800-872-6684 (9-5 EST)
The Benefits of a Good Annuity Quote
We can provide you with annuity quotes for a variety of investments, such as CD-type annuities, fixed annuities, equity indexed annuities, and immediate annuities. Each annuity type addresses a different retirement need. For example, a CD-type deferred annuity offers you a way to save for retirement. An immediate annuity provides you with immediate income. Other annuities can supplement your pre-tax retirement savings. These annuities are of particular interest if you have already contributed the maximum amount possible to an Individual Retirement Account (IRAs), 401(k), 403(b) or Keogh.
Investing your money in an annuity may seem daunting at first, but we can make the process much easier for you by helping you to focus on your retirement options and goals.
Types of Annuity Quotes
A deferred annuity is a type of long-term personal retirement account designed to help grow your assets, and provide a steady income stream once you are retired. Deferred annuity quotes fall into two main categories: quotes for CD-type deferred and annually renewable deferred annuities.
A CD-type annuity is a fixed-rate annuity in which the interest rate guarantee period matches the surrender penalty period. In other words, if you buy a five-year CD-type annuity you're guaranteed to get the stated interest rate for all five years provided you hold the contract for five years. Here you can find quotes for a CD-type deferred annuity.
We had heard about annuities and were investigating them for our IRAs. We also heard bad things about pushy brokers over the years. So when we went to the ImmediateAnnuities.com site we were skeptical about calling them. But whenever we called their staff was really friendly. They answered all our questions and one of their reps even told us that at our ages there was no advantage to buying the annuity with our IRAs. These guys are really honest!
A traditional fixed-rate deferred annuity, sometimes referred to as an annually renewable deferred annuity, earns an interest rate which is reset each year at the discretion of the insurance company. Here you can find quotes for a traditional deferred annuity.
An immediate annuity begins making regular monthly payments to you shortly after you deposit your money with the insurance company. The quotes for an immediate annuity are in a different format than the quotes obtained for a deferred annuity. The reason for this is that your immediate annuity rate is influenced by your age, gender, and choice of payment options, all factors which have no bearing on a deferred annuity rate. Here you can find immediate annuity quotes.
When you are ready to Request an Annuity Quote
We are the annuity experts and we are always willing and ready to help you with your questions regarding annuity quotes. With our more than 20 years of experience you can be certain you are dealing with the nation's top annuity agent. For more information about our fixed annuities services call us toll-free at 866-866-1999.