U.S. Senate Jumping On the Immediate Annuities Bandwagon

Two Senators are jumping on the "let's provide tax breaks for seniors who invest in annuities" bandwagon. North Dakota and Kansas Senators Conrad and Roberts have proposed S 1297, called the "Retirement Security for Life Act". You'll recall a similar announcement by us of HR 2748, where two members of the House called for something similar.

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With both the House and Senate calling for nearly the same legislation, it's looking likely that the legislation will pass. When? That's hard to say. The government's wheels turn slowly.

But even without the proposed tax incentives, there are still plenty of reasons why you should convert a portion of your retirement savings into an immediate annuity. There are already great tax savings that come with this investment vehicle that provide guaranteed income for life. So act now with a portion of your nest egg. Then when — if — this legislation finally comes to pass, invest a bit more and keep saving. We can help you with that.

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We had heard about annuities and were investigating them for our IRAs. We also heard bad things about pushy brokers over the years. So when we went to the ImmediateAnnuities.com site we were skeptical about calling them. But whenever we called their staff was really friendly. They answered all our questions and one of their reps even told us that at our ages there was no advantage to buying the annuity with our IRAs. These guys are really honest!
Fred and Gloria Pollard
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