U.S. Senate Jumping On the Immediate Annuities Bandwagon

Two Senators are jumping on the "let's provide tax breaks for seniors who invest in annuities" bandwagon. North Dakota and Kansas Senators Conrad and Roberts have proposed S 1297, called the "Retirement Security for Life Act". You'll recall a similar announcement by us of HR 2748, where two members of the House called for something similar.

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With both the House and Senate calling for nearly the same legislation, it's looking likely that the legislation will pass. When? That's hard to say. The government's wheels turn slowly.

But even without the proposed tax incentives, there are still plenty of reasons why you should convert a portion of your retirement savings into an immediate annuity. There are already great tax savings that come with this investment vehicle that provide guaranteed income for life. So act now with a portion of your nest egg. Then when — if — this legislation finally comes to pass, invest a bit more and keep saving. We can help you with that.

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